Travel Insurance Europe
For holidays to Europe, be sure you have the correct Europe Travel Insurance.
With millions of Brits travelling to Europe for leisure or business every year, it is critical to understand the requirements and have the proper travel documentation, including top-quality Travel Insurance for Europe.
Currently, residents of the United Kingdom do not require a visa to visit EU countries. However, as the UK is no longer a member of the European Union post-Brexit, new restrictions apply.
Travel Insurance for Europe FAQs
Do I need Travel Insurance for Europe?
Yes, although Travel Insurance is not mandatory, it’s a good idea when travelling in Europe. The European Health Insurance Card or Global Health Insurance Card (EHIC/GHIC) is an important travel document, but it is not a substitute for Travel Insurance. While visiting Europe, the Foreign, Commonwealth and Development Office recommends carrying both an EHIC and independent Travel Insurance for Europe.
Please note that the GHIC does not always cover the full cost of medical expenses, meaning there may be additional costs involved. Even if you have a GHIC card, it’s worth securing Travel Insurance for Europe.
An annual European Travel Insurance policy will provide cover for all countries in Europe, but always check which countries are included. Some insurers do not class certain countries as Europe, but some do. For example, to be covered for Egypt, you would need a worldwide policy or a single trip policy to Egypt.
Your Travel Insurance for Europe will provide you with a safety net if you become sick or have an accident, your possessions are lost or stolen, or you have to cancel your trip. While Travel Insurance for Europe is not mandatory, the risk is not worth it. Not having an adequate Travel Insurance policy for Europe could leave you with a hefty bill to pay should something unexpected happen abroad and you need emergency care. For further information, check out our blog here.
What does my EHIC cover?
An EHIC is not an alternative to Travel Insurance for Europe, and we recommend you consider carrying both forms of documentation while abroad. Following Brexit, UK citizens can no longer apply for an EHIC. However, if you already have one that was issued before the end of 2020, it will be valid until the expiration date.
The UK government has introduced a replacement to the EHIC called the Global Health Insurance Card (GHIC). You can apply for a GHIC here and it should arrive within 10 working days.
Having an EHIC or GHIC will grant you cover for emergency medical care in a publically-funded facility. It is important to remember neither of these cards will cover repatriation. For more information, check out our blog here.
What insurance do I need for European travel?
Travel Insurance for Europe covers visitors for travel to any European Union country and also a range of non-EU states, such as Iceland and Turkey. Always check the small print of your policy to be sure your holiday destination is covered. Also, consider the upper age limit, pre-existing medical conditions, and whether you want a single trip policy or annual multi-trip cover.
Whether you’re planning to interrail for three weeks or take a short city break, we can help you find the best Travel Insurance for Europe.
What types of Travel Insurance are available for Europe?
We work with a range of insurers to help you find a policy that meets your travel and health needs, tailored to your requirements. You’ll need to consider the following:
- Single or annual policy
- The destination
- The duration
- Age
- Pre-existing medical conditions
- Any activities you intend on doing (note more than 60 are included as standard)
- How often you’ll be travelling over 12 months
- How many individuals are going on the trip
Whatever your situation, you should get the correct amount of cover that is suited to your specific needs. We offer cover for:
- Pre-existing Medical Conditions
- Travel Insurance with no upper age limit
- Single Trips up to 365 days.
- Annual Multi-Trip Insurance
- Business Travel Insurance
- Group Cover
- Cruise Travel Insurance
- Couples/Family
- School Travel Insurance
How do I find the best Travel Insurance for Europe?
The ‘best’ Travel Insurance for Europe depends on your individual travel needs and circumstances. When getting a Europe Travel Insurance policy, you should look for adequate medical cover, cancellation cover that covers the cost of your holiday, and low or zero excess policies. You should also look for cover on any activities you wish to partake in and declare any and all pre-existing medical conditions to secure the best European Travel Insurance for you. At Just Travel Cover, we will compare Travel Insurance policies for you and only show you policies that best match your unique travel needs. As an award-winning Travel Insurance broker, we are confident we can help you find the best Travel Insurance policy for you and your holiday to Europe.
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