Annual Multi-Trip Travel Insurance

Annual Multi Trip Travel Insurance provides cover for an unlimited number of holidays within a 12 month period – including UK breaks. You’ll be covered for emergency medical expenses, (remember to declare any pre-existing medical conditions), baggage (in case it is lost, stolen or damaged during your holiday), and cancellation cover, which starts on the day you start your policy. While these are the main benefits, there’s also cover for delays, valuables and personal liability cover included in annual Travel Insurance policies.

When you get a quote for Annual Travel Insurance you will typically be asked if you want European or Worldwide cover, so it will depend on where you’re planning to visit within the next 12 months which policy you need. Annual Travel Insurance covers you for multiple trips under one policy and you can decide between worldwide cover or European cover. If you’re planning a European trip and a trip outside of Europe it can sometimes work out cheaper to take two single trip policies. When you get a quote online at Just Travel Cover, our worldwide policies include cover for USA, Canada and Caribbean too, but you should always check the policy wording for any country exclusions on annual policies. Our policies even include annual multi-trip Travel Insurance with cruise cover. There is no cover on any policy if you travel to a destination where the FCDO has advised against all but essential travel.

Taking Annual Multi Trip Travel Insurance could save you time and money if you’re planning two or more trips within a 12 month period. It will mean you can go away at the last minute without worrying about organising Travel Insurance, and you’ll have one set of insurance documents too for each trip.

Annual Multi Trip Travel Insurance does not need to be expensive, but every quotation is based on your own unique circumstances and will depend on your age, medical history and the amount of days per trip you’d like to be covered for on each trip. It will also depend on if you’re planning a cruise in that 12 month period. We will compare prices from several insurers for you and in most cases present a bronze, silver, and gold option, so you can choose the best annual Travel Insurance policy for you and your budget.

Most Travel Insurance policies will have a list of “exclusions”, which are things that you cannot claim for on the policy. Many insurers may include medical treatment for pre-existing medical conditions – at Just Travel Cover we can provide cover on annual policies for hundreds of medical conditions as long as they are declared and accepted. Some conditions may be classed as an exclusion, for example, a condition that is likely to get progressively worse over time – as such they would not be covered on an annual policy and we would recommend a single trip policy.  As with all of our Travel Insurance, there is also no cover if you choose to travel to a destination where the FCDO has advised against all, or all but essential travel. For a full list of exclusions please check the policy wording for each insurer.

Yes – as a specialist in Travel Insurance for people with pre-existing medical conditions we can provide  Annual Multi-Trip Travel Insurance for people with heart conditions, however it’s important to note that insurers take other factors into account when delivering a price (or opting to not provide cover) – this includes your age, the severity of your heart problems and any other medical conditions you have or have had. When you enter your details online and declare all your medical conditions we’ll compare prices from a range of specialist medical insurers and provide you with the options, saving you time shopping around. Visit our Travel Insurance for Heart Conditions page for more information.

Yes – as a specialist in Travel Insurance for people with pre-existing medical conditions we can provide Annual Multi-Trip Travel Insurance for people with diabetes, however it’s important to note that insurers take other factors into account when delivering a price (or opting to not provide cover) – this includes your age and any other medical conditions you have or have had. When you enter your details online and declare all your medical conditions we’ll compare prices from a range of specialist medical insurers and provide you with the options, saving you time shopping around.

Yes – as a specialist in Travel Insurance for people with pre-existing medical conditions we can provide  Annual Multi-Trip Travel Insurance for people with cancer, however it’s important to note that insurers take other factors into account when delivering a price (or opting to not provide cover) – this includes your age, the type of cancer and any other medical conditions you have or have had. When you enter your details online and declare all your medical conditions, we’ll compare prices from a range of specialist medical insurers and provide you with the options, saving you time shopping around. Visit our Cancer Travel Insurance page for more detailed information.

Yes – as a specialist in Travel Insurance for people with pre-existing medical conditions we can provide  Annual Multi-Trip Travel Insurance for people with mental health conditions, however it’s important to note that insurers take other factors into account when delivering a price (or opting to not provide cover) – this includes your age and any other medical conditions you have or have had. When you enter your details online and declare all your medical conditions we’ll compare prices from a range of specialist medical insurers and provide you with the options, saving you time shopping around. 

We know that finding annual Travel Insurance can become harder as you get older – which is why many people opt for single trip cover for each holiday they have booked. We believe that age should not stand in the way of getting quality Travel Insurance so you can enjoy travelling in your twilight years, which is why some of our insurers do provide annual policies for travellers for any age, however this is subject to destination and medical screening. If you are over 75 we recommend getting a single trip quote online and we will then display an annual price if there is a policy available, so you can decide which policy is best for you.

Some of our Annual Multi-Trip Travel Insurance policies have no upper age limit, but eligibility depends on several factors, such as the number of days you’d like each trip to be covered. For example, if you’re over 70 and need Annual Travel Insurance for trips lasting up to 90 days, this will be an important consideration.

Other factors that can influence your policy include whether you’re planning a cruise and if you have any pre-existing medical conditions. In some cases, a Single Trip Travel Insurance policy may be more suitable, especially if your travel plans involve longer durations or unique requirements. To ensure you find the right cover, it’s essential to declare all travel plans and medical conditions during the quote process.

We work with a panel of specialist providers so when you enter your details online we will show you prices from the insurers who can provide a policy for you. We’ll show you what’s included too, for example some policies will provide £5,000 per person cover for cancellation, and others will offer £10,000 per person, so you can choose the best policy depending on how much cover you need. In most cases there will be a Bronze, Silver or Gold option too. For more information on comparing annual Travel Insurance, visit our Compare Travel Insurance page.

We offer a range of Annual European Travel Insurance options tailored to your travel needs. Whether you’re planning multiple short breaks or a longer adventure, such as a 3-month trip, our policies provide the flexibility and protection you need.

For holidays within Europe, our Annual Travel Insurance covers both short-term getaways and extended stays, giving you peace of mind no matter how often or how long you travel. If your plans involve unique requirements or longer durations, a Single Trip Travel Insurance policy may also be worth considering. Let us help you find the best cover for your European holidays.

To find the best deal on cheap annual Travel Insurance, compare policies from different providers. At Just Travel Cover, we compare policies for you, all tailored to your unique travel needs. Look at the cover offered, the limits, exclusions, and customer reviews. When choosing a policy, we will usually show you bronze, silver and gold options so you can choose a policy that best meets your budget and travel requirements.

Yes, our multi trip Annual Travel Insurance covers holidays lasting up to 93 days, or just over 3 months.