Over 60s Travel Insurance

Travel Insurance for over 60s, including cover for pre-existing medical conditions. 

Travel Insurance for Over 60s

Travel should be a rewarding experience regardless of age, though there are some things to consider as you head into your 60s. Higher premiums and age limits don’t normally become a hindering factor until you’re over 65, however it’s still important to secure the right Travel Insurance while in your earlier years. 

At Just Travel Cover, we offer specialist Over 60s Travel Insurance to make sure nothing stands in the way of your dream travels. This includes cover for hundreds of pre-existing medical conditions relating to the heart and circulatory, autoimmune, cancer, digestive or respiratory issues, and many more. Once you’ve booked your trip, we recommend arranging Travel Insurance as soon as possible so your protection starts right away. 

Why Choose Just Travel Cover for Travel Insurance Over 60?

We specialise in Travel Insurance tailored to your needs. It’s what has enabled us to help more than one million passengers get the cover they need, and part of our status as an award-winning Travel Insurance broker. Whether you’re headed on a couple days’ trip somewhere in Europe or a round-the-world cruise, we’ll be happy to help you find the perfect policy for you so you can travel with peace of mind.

Over 60s Travel Insurance with Pre-Existing Medical Conditions

If you’re over 60 and have any pre-existing medical conditions, it’s especially important to find a policy that’s tailored to your specific needs. Declaring any conditions in full ensures you’re protected throughout your travels and won’t have to worry about costly medical bills should you need treatment unexpectedly. Be sure to provide as much information as you can about your condition/s including any medications or related conditions to help us match you with the right insurers.

The Best Over 60s Travel Insurance for You

If you’re looking for the best over 60s Travel Insurance, Just Travel Cover is well-suited to your needs. We work with some of the world’s leading insurers and have been helping insure people since 1999. In 2025, we were “Highly Commended” in the Best Travel Insurance Provider category at the Insurance Choice Awards, following our previous win in 2023. Our goal remains the same as it was in the beginning; to provide exceptional Travel Insurance broker services, helping people of all ages find cover, regardless of their medical history. 

Over 60’s Travel Insurance

Single trip cover of up to 365 days

Annual Multi-Trip cover for up to 93 days per trip (terms apply)

Cover for hundreds of pre-existing medical conditions including terminal prognosis

High levels of cancellation and emergency medical expense cover

Lost documents, baggage, medications and medical aids cover

Three levels of cover bronze, silver and gold – to suit your individual needs

Travel companions can be included on the same policy

Zero excess policies available.

What else is covered?

All our policies provide the following as standard:

Full cover for pre-existing medical conditions

Cover for emergency medical expenses up to £15m

Cover for repatriation

Cancellation cover up to £50,000 per person upon referral

Curtailment cover up to £12,500 per person

Baggage cover  up to £3,500 per person

Missed departure up to £1,500 per person

Emergency medical assistance available 24/7

Plus Smart Luggage – optional or included on gold.

Over 60s Travel Insurance FAQs

What does over 60s Travel Insurance include?

Your over 60s Travel Insurance policy should include everything you need to travel with confidence, including:

  • Cover for up to 365 days on a single-trip policy, or up to 93 days per trip on an annual multi-trip policy (terms apply).
  • Up to £15m for emergency medical expenses 
  • Cancellation cover up to £12,500 as standard (or up to £50,000 extra with our Top-up Cancellation Cover)
  • Repatriation cover – the costs of bringing you home in a medical emergency
  • Up to £3,500 baggage cover
  • Up to £1,500 cover per person for missed departures
Where can I go with over 60s Travel Insurance?

With over 60s Travel Insurance, you should be able to go anywhere, provided your insurance covers that destination. You will not be covered for any visits to countries where the Foreign, Commonwealth & Development Office (FCDO) advises against travel. There may be some other potential restrictions you should be aware of. For instance, some insurers provide different restrictions on how long you can travel for over a certain age, so always check the policy wording carefully.  

Can I get Travel Insurance over the age of 60 if I have pre-existing medical conditions?

Yes. You can get Travel Insurance over 60, even if you have pre-existing medical conditions. Just make sure to declare these in full on your policy, otherwise, you could risk paying costly medical expenses should you fall ill and need treatment abroad. Please note, we will not be able to provide cover for conditions relating to the heart, lungs, breathing, or cancer which have not yet received a diagnosis.

Is it more difficult to get Travel Insurance over 60?

No, not necessarily. At Just Travel Cover, we make finding Travel Insurance over 60 easy with our simple quote process. After entering in your details including your destination, duration, age, and any pre-existing medical conditions, we’ll present you with a list of options from a panel of leading insurers. These will be separated into bronze, silver, and gold to help you compare prices and choose the right level of cover for you. 

Can I still get Travel Insurance over 60 if I am awaiting an official diagnosis for a condition?

Yes. You can still get an over 60s Travel Insurance quote if you’re awaiting a medical diagnosis. We are unable to provide quotes for undiagnosed conditions relating to the heart, lungs, breathing or cancer, however we’ll do our best to find you alternative options. For more information, head to our Travel Insurance for Undiagnosed Medical Conditions page.

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