Travel Insurance for Over 75s – Holiday Cover Tailored to Your Health and Age

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Over 75s Travel Insurance – All Conditions and Destinations Covered

We know that when you are over 75 it can be harder to find Travel Insurance. Many providers consider those over 75 a higher risk due to the increased likelihood of pre-existing medical conditions, so they either push premiums up or decline cover altogether.

At Just Travel Cover we understand that now is your time to explore new places, travel further afield, spend longer holidays visiting family abroad or enjoy trips with multiple destinations including cruises. That’s why we work with specialist medical underwriters to provide high quality and affordable Travel Insurance for over 75s and those with pre-existing medical conditions. There’s no age limit on our single trip policies, and while we have annual policies up to age 79 too, we recommend choosing “Single Trip” when getting a quote, and the annual price will also display if it is available.

Questions about pre-existing medical conditions for Over 75’s Travel Insurance answered:

Medical Travel Insurance for Over 75’s can save you a small fortune.

Declaring all pre-existing medical conditions will ensure you have the correct insurance to cover you for unexpected costs.

Can I get Travel Insurance if I’m over 75 with a heart condition?

Yes, at Just Travel Cover we specialise in helping people of all ages, including over 75s, find Travel Insurance that provides cover for pre-existing medical conditions – even if you’ve previously had a heart attack and/or heart bypass. You will be asked a series of multiple-choice questions during the quotation to give us the information we need to provide you with the right cover for your heart condition, making sure you’re covered should you need any treatment while on holiday. Medical costs overseas can be extremely expensive and lead to life-changing bills if you do not have travel insurance in place. 

Can I get Travel Insurance to cover diabetes if I’m over 75?

Yes, you should declare diabetes during medical screening and you’ll see our policies that can cover you, with up to £15m medical cover available. We know that some travel insurance providers may not cover your diabetes, but at Just Travel Cover we specialise in travel insurance for pre-existing medical conditions and diabetes is one of the most common. Having the appropriate travel insurance in place will mean you’re likely to be covered if you need to cancel due to your diabetes or other unforeseen circumstances.

Can I get Travel Insurance if I’m over 75 and living with cancer?

Yes, if you’re over 75 and living with cancer we can help find Travel Insurance whether you’re in remission or not. We aim to provide cover for many types of cancer including breast cancer, prostate cancer and skin cancer and will compare several insurers for you. You should make sure the exact type of cancer is declared on your policy and you answer all questions appropriately – we will then show you a list of providers that can provide the cover you need.

If I’m over 75 can I get Travel Insurance to cover mental health conditions?

Yes, we can provide Travel Insurance for over 75s who are living with a mental health condition such as anxiety and depression. Our policies have up to £15m medical cover and will provide the peace of mind you’ve got the right support if the unexpected happens. When answering our medical questions you may be prompted to call us with regards psychiatric conditions – this is so we can explain the different terms offered by each insurer to you, and provide the chance to include or exclude these conditions. Always check individual limits and exclusions in the policy wording for your chosen insurer.

Why choose Just Travel Cover?

  • Single trips of up to 180 days if you are 75, and 94 days for ages 76 and over
  • Annual multi trip travel insurance for over 75’s – unlimited trips, each up to 93 days if you are 75, and 21 days for ages 76 to 79
  • Hundreds of pre-existing medical conditions, including terminal prognosis covered
  • High levels of cancellation and emergency medical expenses cover
  • Travel disruption cover (subject to age and cover level)
  • Lost documents, baggage, medications, and medical aids cover
  • Flexibility – 3 levels of cover to suit your needs
  • All travel companions can be included in the same policy
  • Zero excess policies available

What Are You Covered For?

  • Cancellation/ curtailment up to £12,500 
  • Missed departure up to £1,500 per person
  • Baggage up to £3,000 per person
  • Emergency medical expenses and repatriation up to £15 million per person
  • Mobility aids up to £2,500 per person
  • Lost medications and medical aids up to £300 per person
  • 24/7 emergency medical assistance

Please note all cover limits are per person and vary by insurer

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Click here to download the Policy Wording and Insurance Product Information document for all insurers

Travel Insurance for Over 75s with or without Pre-Existing Medical Conditions – All Ages, All Stages

Just Travel Cover offer five-star quality cover for hundreds of medical conditions at all levels of severity, including a terminal prognosis – with no upper age limit on single trip policies.

Just some of the conditions we cover:

  • Heart Conditions
  • High Blood Pressure
  • Cholesterol
  • Joint Problems (arthritis, back pain)
  • Diabetes
  • Cancer
  • Mental Health Conditions
  • Liver Conditions
  • Breathing Conditions
  • Circulatory Conditions
  • Disabilities and many more

To ensure you are fully covered in the event of a claim, please declare all your medical conditions in full.

Fast, Easy, and Accurate Online Medical Screening

Our online medical screening will take you just a few minutes to complete. You will be asked a series of multiple choice questions to give us the information we need to provide you with Travel insurance quotes tailored to your health and travel requirements. Please have the following to hand:

  • Your medical history with important dates
  • Names of all your pre-existing medical conditions

Instant Cancellation Cover

Our online quote and medical screening engine enables you to compare and buy travel insurance quickly and easily. Cancellation cover starts immediately from the moment of purchase for you and all the travel companions you include in the policy, so you can relax and focus on getting ready to have a wonderful holiday.

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