Over 85 Travel Insurance – Holiday Insurance for Seniors Tailored to You

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An Award-Winning Provider of Travel Insurance for Seniors Over 85

Over 85s Travel Insurance – Offering specialist, tailor-made cover for all travel and health requirements.

Finding senior Travel Insurance when you’re over 85 doesn’t have to be complicated. We understand it can be difficult to find the right policy, but with Just Travel Cover, we’re here to help. Nobody likes to think that something may go wrong when on holiday, but having seniors Travel Insurance for those over 85 will ensure you can relax with confidence.

Medical Travel Insurance for Seniors Over 85

We specialise in providing Senior Travel Insurance tailored to your needs, including those over 85. Our Over 85s Travel Insurance offers cover for hundreds of pre-existing medical conditions. The right level of cover is important for any trip, especially if you are over 85. We want to ensure you are fully covered against any unexpected medical expenses, loss of possessions, or the price of the holiday if you need to cancel for an insured reason. Whether you’re heading on a cruise, beach resort or another type of trip, we have a Senior Travel Insurance policy designed just for you. Our Over 85s Travel Insurance aims to address all your travel and health needs, irrespective of your medical condition or prognosis.

Cruise Travel Insurance for Seniors Over 85

At Just Travel Cover, we can also provide over 85s Travel Insurance for cruises, with some of our insurers providing cruise-specific benefits such as missed port departures, cabin confinement, itinerary changes, unused excursions, and cruise interruption. Having substantial cover for your cruise as a senior is vital, especially if you have any pre-existing medical conditions that need to be accounted for. Many of our insurers even offer Cruise Travel Insurance for seniors with no upper age limit, so if you are over 85, we may have the policy for you. However, this is dependent on other factors, such as your medical history, the duration of your cruise, and the destinations you are visiting. When getting a quote, make sure to answer ‘Yes’ to the cruise question and list each destination you will be voyaging separately, as medical rates vary from place to place. We will then work hard to find you a Cruise Travel Insurance policy for over 85s that best meets your unique travel needs.

Over 85s Travel Insurance with Pre-existing Medical Conditions

As medical specialists, we can provide Travel Insurance for hundreds of pre-existing medical conditions, including those over 85. It is important that when getting a quote, you declare any pre-existing medical conditions you have so we can provide you with a policy that best fits your needs. Accidents can happen anywhere, even on holiday; it is crucial that you are prepared. If your Travel Insurance is not tailored to your medical history or age, your policy may be invalid and not cover the costs of a medical emergency abroad, which can be thousands.

Why Opt for Just Travel Cover’s Over 85 Travel Insurance for Seniors?

Our packages offer a range of benefits tailored for every holidaymaker. From covering hundreds of pre-existing medical conditions to having your travel companions on the same policy, we ensure you travel with peace of mind. Looking for the cheapest over 85s Travel Insurance for seniors? With three levels of cover, we have something for every budget without compromising on quality.

Over 85 Travel Advice

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Over 85s Travel Insurance for Seniors FAQs

Frequently asked questions about Travel Insurance for people over 85.

Can I get Travel Insurance if I’m over 85 with a heart condition?

Yes, we have insurers on our panel that provide travel cover for over 85s with no age limit that specialise in Travel Insurance for pre-existing medical conditions including heart conditions – even if you have had a heart attack or bypass.

Can I get Travel Insurance over 85 with diabetes?

Yes, at Just Travel Cover we specialise in Travel Insurance for all pre-existing medical conditions, including type 1 and type 2 diabetes. We compare prices from several insurers, and there are schemes that provide Travel Insurance for over 85s. When getting a quote online or over the phone we will ask you a few questions regarding your diabetes as well as your age and destination and then show you a list of options from the insurers on our panel that can provide cover.

Can I get Travel Insurance if I’m over 85 and have cancer?

It is our aim to help people of all ages find the Travel Insurance they need, specialising in cover for pre-existing conditions, including cancer. You will need to make sure the exact type of cancer is declared on your policy and you answer all questions appropriately. We will then show you a list of providers that can provide the cover you need. 

If I’m over 85 can I get Travel Insurance to cover mental health conditions?

Yes, if you’re in your 80s and living with a mental health condition such as anxiety or depression, it’s important to be covered for these when you travel. During the medical screening process, you may be prompted to call us – this is so we can explain the terms for including or excluding these conditions and how things vary with different insurers. Our Travel Insurance policies provide up to £15m medical cover so you can travel safely in the knowledge that you’ve got the right support if the unexpected happens. All quotes are subject to medical screening.

Are there affordable options for seniors' Travel Insurance with medical conditions?

At Just Travel Cover, we offer Travel Insurance tailored to your needs at a reasonable price. The price of our policies is based on your age, medical history, destination, and duration of holiday, but we do our best to show you multiple options at various price points. We will usually show you a bronze, silver, and gold option, so you can choose a Travel Insurance policy that best meets your budget. Don’t compromise on quality when securing your Holiday Insurance. We cover hundreds of pre-existing medical conditions and offer cover with no upper age limit. Complete our medical questionnaire, and we will compare policies for you.

What types of pre-existing conditions are covered by your old-age Travel Insurance policies?

We can provide for cover hundreds of pre-existing medical conditions regardless of your age. So if you’re an old age pensioner (OAP) over 85 and you suffer from any pre-existing medical conditions, we could have a Holiday Insurance policy for you. Get in touch with one of our sales advisors today.


Why Choose our Travel Insurance for Over 85s?

  • Single trips up to 94 days with no upper age limit
  • Hundreds of pre-existing medical conditions, including terminal prognosis covered
  • High levels of cancellation and emergency medical expenses cover
  • Lost documents, baggage, medications, and medical aids cover
  • Flexibility – 3 levels of cover to suit your needs
  • Travel companions can be included in the same policy
  • Zero excess policies available

What Are You Covered For?

  • Cancellation/ curtailment up to £12,500
  • Missed departure up to £1,000 per person
  • Baggage up to £3,000 per person
  • Emergency medical expenses and repatriation up to £10 million per person
  • Mobility aids up to £2,500 per person
  • Lost medications and medical aids up to £300 per person
  • 24/7 emergency medical assistance

*Please note all cover limits are per person and vary by insurer.

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Click here to download the Policy Wording and Insurance Product Information document for all insurers

Travel Insurance for Over 85s with Pre-Existing Medical Conditions – All Ages, All Stages

Just Travel Cover offer cover for medical conditions at all levels of severity, including a terminal prognosis – with no upper age limit.

Some of the conditions we cover:

  • Heart Conditions
  • High Blood Pressure
  • Cholesterol
  • Joint Problems (arthritis, back pain)
  • Diabetes
  • Cancer
  • Mental Health Conditions
  • Liver Conditions
  • Breathing Conditions
  • Circulatory Conditions
  • Disabilities and many more

To ensure you are fully covered in the event of a claim, please declare all your medical conditions in full.

Fast, Easy, and Accurate Online Medical Screening

Our online medical screening will take you just a few minutes to complete. You will be asked a series of multiple choice questions to give us the information we need to provide you with travel insurance quotes tailored to your health and travel requirements. Please have the following at hand:

  • Your medical history with important dates
  • Names of all your pre-existing medical conditions

Instant Cancellation Cover

Our online quote and medical screening engine enables you to compare and buy travel insurance quickly and easily. Cancellation cover starts immediately from the moment of purchase for you and all the travel companions you include in the policy, so you can relax and focus on getting ready to have a wonderful holiday.

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