A Leading Provider of Travel Insurance for Over 85s
Over 85’s Travel Insurance – Offering you specialist, tailor-made cover for all travel and health requirements.
If you are over 85, Travel Insurance should not deter you from travelling. We understand it can be difficult finding the right policy, but with Just Travel Cover it doesn’t have to be.
We specialise in providing Travel Insurance tailored to your needs. Our Over 85’s Travel Insurance offers cover for hundreds of pre-existing medical conditions. The right level of cover is important for any trip, especially if you are over 85. We want to ensure you are fully covered against any unexpected medical expenses, loss of possessions or the price of the holiday if you need to cancel for an insured reason. No matter the destination, or type of trip, we have a Travel Insurance policy for you.
No matter the condition or prognosis, we aim for your Over 85’s Travel Insurance policy to cover all your travel and medical needs.
Over 85s Travel Insurance FAQ’s
Frequently asked questions about Travel Insurance for people over 85.
Can I get Travel Insurance if I’m over 85 with a heart condition?
Yes, we have insurers on our panel that provide travel cover for over 85s and with no age limit that specialise in Travel Insurance for pre-existing medical conditions including heart conditions – even if you have had a heart attack or bypass.
Can I get Travel Insurance over 85 with diabetes?
Yes, at Just Travel Cover we specialise in Travel Insurance for all pre-existing medical conditions, including type 1 and type 2 diabetes – we compare prices from several insurers and there are schemes that provide Travel Insurance for over 85s. When getting a quotation online or over the phone we will ask you a few questions regarding your diabetes as well as your age and destination and then show you a list of options from the insurers on our panel that can provide cover.
Can I get Travel Insurance if I’m over 85 and have cancer?
It is our aim to help people of all ages find the Travel Insurance they need, specialising in cover for pre-existing conditions including cancer. You will need to make sure the exact type of cancer is declared on your policy and you answer all questions appropriately – we will then show you a list of providers that can provide the cover you need.
If I’m over 85 can I get Travel Insurance to cover mental health conditions?
Yes, if you’re in your 80s and living with a mental health condition such as anxiety or depression, it’s important to be covered for these when you travel. During the medical screening process, you may be prompted to call us – this is so we can explain the terms for including or excluding these conditions and how things vary with different insurers. Our Travel Insurance policies provide up to £15m medical cover so you can travel safely in the knowledge that you’ve got the right support if the unexpected happens. All quotes are subject to medical screening.

Why Choose our Travel Insurance for Over 85s?
- Single trips up to 94 days with no upper age limit
- Hundreds of pre-existing medical conditions, including terminal prognosis covered
- High levels of cancellation and emergency medical expenses cover
- Lost documents, baggage, medications, and medical aids cover
- Flexibility – 3 levels of cover to suit your needs
- Travel companions can be included in the same policy
- Zero excess policies available
What Are You Covered For?
- Cancellation/ curtailment up to £12,500
- Missed departure up to £1,000 per person
- Baggage up to £3,000 per person
- Emergency medical expenses and repatriation up to £15 million per person
- Mobility aids up to £2,500 per person
- Lost medications and medical aids up to £300 per person
- 24/7 emergency medical assistance
*Please note all cover limits are per person and vary by insurer.
We Compare Prices From These Insurers
Click here to download the Policy Wording and Insurance Product Information document for all insurers








Travel Insurance for Over 85s with Pre-Existing Medical Conditions – All Ages, All Stages
Just Travel Cover offer cover for medical conditions at all levels of severity, including a terminal prognosis – with no upper age limit.
Some of the conditions we cover:
- Heart Conditions
- High Blood Pressure
- Cholesterol
- Joint Problems (arthritis, back pain)
- Diabetes
- Cancer
- Mental Health Conditions
- Liver Conditions
- Breathing Conditions
- Circulatory Conditions
- Disabilities and many more
To ensure you are fully covered in the event of a claim, please declare all your medical conditions in full.
Fast, Easy, and Accurate Online Medical Screening
Our online medical screening will take you just a few minutes to complete. You will be asked a series of multiple choice questions to give us the information we need to provide you with travel insurance quotes tailored to your health and travel requirements. Please have the following at hand:
- Your medical history with important dates
- Names of all your pre-existing medical conditions
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