by Nichol Quinn

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25 September 2023

Cruise

The reality of visiting multiple destinations, unpacking only once, and the promise of unique onboard amenities and experiences make cruising around the world a dream for many. As you imagine waking up to a new destination every few days, the exhilaration is undeniable. However, ensuring that this dream holiday is safe-guarded should be at the top of your planning priorities. Investing in Cruise Travel Insurance can play a pivotal role in this. It’s not just about protection from the unexpected but also about peace of mind. As the vast seas unfold before you and as every sunrise promises a new adventure, knowing you’re covered with a reliable Cruise Travel Insurance policy lets you immerse fully in the moment, making the most of your once-in-a-lifetime trip.

 

Health and Wellness at Sea

Embarking on a world cruise is an exciting journey combining adventure and relaxation. While it’s easy to get swept up in the romance of the seas, it’s crucial to prioritise your health and well-being to truly enjoy every moment. While specialised Cruise Travel Insurance helps to safeguard against unforeseen events and protect your holiday, you should also address other health and wellness essentials in preparation for your world cruise: 

 

  • Pre-trip Medical Check-ups: Before you set sail, consult with your doctor. Confirm that you’re fit for extended travel, understand any specific health risks linked to your destinations, and obtain any necessary vaccinations.
  • Packing Essential Medications and Prescriptions: Always carry an ample supply of your regular medications. Ensure they are in their original packaging, and bring along a copy of your prescriptions. This not only aids in smooth customs clearance but also can be invaluable in case of emergencies, especially when combined with a dependable Travel Insurance policy.
  • Onboard Medical Facilities: Cruise liners typically have equipped medical facilities. However, understanding what’s available onboard and familiarising yourself with the locations of the nearest land-based hospitals along your route can make all the difference in times of need. Having the additional cushion of Cruise Travel Insurance ensures that, no matter the situation, you’re always covered, especially when it comes to the expense of repatriation, which can cost thousands.

 

Importance of Cruise Travel Insurance:

When cruising around the world, being insured isn’t just an option; it’s a necessity. If you fall ill onboard or an unexpected event changes your plans, insurance can save you from paying substantial medical fees and compensate you for missing out. At Just Travel Cover, we work with an array of insurers who all provide Travel Insurance for cruises (providing you answer ‘Yes’ to the cruise question), but some provide benefits unique to the nature of cruising. This includes: 

 

  • Missed Port Departure up to £1,500: If unexpected challenges keep you from making your cruise, this comes into play.
  • Cabin Confinement up to £1,500: In the event of illness, this ensures you’re taken care of.
  • Unused Excursions up to £500: If illness keeps you onboard, you may be covered for those missed adventures.
  • Itinerary Change up to £750: Weather and other unforeseen events can cause changes; it’s good to be prepared.
  • Cruise Interruption up to £1,500: If your journey is halted, know how your policy will assist.

 

Real-life example: If you fall ill during your cruise and need to be hospitalised on land, it can cost thousands. While you might think this a remote possibility, it is a genuine risk that can happen to anyone, and you need to be prepared. Highlighting the critical role of thorough Cruise Travel Insurance, here’s an instance worth noting from one of our customers: A traveller unexpectedly had to leave their cruise in Lisbon because of health concerns. Though the EHIC covered their hospitalisation in Lisbon for six days, the insurance proved its weight in gold by addressing additional expenses surpassing £5,000. These expenses included flying them home with a medical professional and providing accommodation for their partner during hospitalisation. This example illuminates the depth and breadth of scenarios where Cruise Travel Insurance can truly make a difference.

 

Embarking on a world cruise is an exhilarating adventure. But while the open seas and new horizons beckon, it’s vital to secure the peace of mind that comes with Cruise Travel Insurance. With Just Travel Cover, you can set sail with confidence, knowing you are safeguarded against unexpected events. Our bespoke quotes are tailored for every traveller, ensuring that everyone, irrespective of age or pre-existing medical conditions, may find a suitable policy. However, there maybe some instances where none of our insurers have a suitable product for your needs. In the instances where this occurs, we will signpost you to somewhere we think can help. Don’t let uncertainty cloud your journey. Dive deep into the experiences awaiting you on your cruise, knowing Just Travel Cover is by your side. Get a quote today!

Cruise Travel Insurance

Did you know that you can purchase your Cruise Travel Insurance 18 months in advance? In a few moments you can have your Cruise Travel Insurance quote for sailings up until July 2025!

World Cruise Travel Insurance FAQs

Frequently asked questions about Travel Insurance for World Cruises.

What happens if my world cruise gets interrupted due to unforeseen events?

If unforeseen circumstances like extreme weather or medical emergencies interrupt your cruise, the ‘Cruise Interruption’ benefit may provide cover, depending on the specifics of the event and the policy chosen. Please check your policy wording to establish what circumstances would be covered.

How does baggage cover work for extended trips like world cruises?

Baggage cover can compensate if your belongings are lost, stolen, or damaged during your cruise. The specific terms, conditions, and limits depend on the chosen policy.

Do World Cruise Travel Insurance policies cover all destinations I might visit on a world cruise?

If you are looking to purchase Single Trip Travel Insurance, this only covers one holiday between 1 to 365 days (subject to age and medical screening). With this, you must declare every destination you are visiting separately, as they are each rated differently. However, if you travel often, Annual Trip Travel Insurance may be more suitable. This provides cover for an unlimited number of trips in the UK, Europe and Worldwide in the cover period, meaning you do not have to list each destination separately. For annual policies, simply select annual or European. 

I have a pre-existing medical condition. What kind of insurance do I need for my world cruise?

At Just Travel Cover, we specialise in providing Travel Insurance policies that cover pre-existing medical conditions. It is essential to disclose all and any pre-existing medical conditions during our medical screening to ensure you’re adequately covered. If you fall ill whilst on your cruise due to a pre-existing medical condition that has not been disclosed, you will not be covered for any emergency medical treatment.

Specialist Travel Insurance with no upper age limit

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