Annual Multi-Trip Travel Insurance
Buy Your Annual Travel Insurance Today – All Ages, Conditions and Destinations Covered
If you are planning to travel more than once a year, then purchasing annual multi-trip Travel Insurance can save you time and money. With a one-off payment, you’ll receive 12 months of cover for an unlimited number of holidays, including trips lasting up to 93 days– perfect for extended trips of up to three months or multiple shorter breaks.
Whether you’re a frequent flyer or planning extended stays, yearly holiday insurance offers a cost-effective and convenient way to stay protected without needing to arrange separate policies for every trip. Our Annual Multi-Trip Travel Insurance policies are designed to meet your travel needs with flexibility and ease. This is subject to your medical screening, age and T&Cs of the policy.
Annual Multi Trip Travel Insurance with Cover for Pre-Existing Medical Conditions
At Just Travel Cover, our specialist underwriters provide annual worldwide Travel Insurance for all ages, even those over 75. Our Annual Multi-Trip Travel Insurance policies offer cover for hundreds of pre-existing medical conditions as well as certain activities while away. As each insurer’s terms and conditions will differ, remember to check these before choosing your policy.
Worldwide Annual Travel Insurance.
Protection for all Ages
As an award-winning Travel Insurance broker, we’ve established long-term relationships with trusted specialist medical Travel Insurance providers.
We can source you the best annual Travel Insurance tailored to your specific needs, including Travel Insurance for multiple countries with specific medical cover. Our policies are available in bronze, silver, and gold tiers, ensuring you find the best Annual Multi-Trip Travel Insurance to match your age, medical history, and travel plans.
Peace of mind is at the forefront of our Annual Travel Insurance policies – From budget friendly annual Travel Insurance to premium options with high levels of cover, we’ll help you secure the right level of protection.


Flexible and Convenient Annual Multi-Trip Travel Insurance
With an annual policy, cancellation cover starts from the day your policy begins, and every trip is protected within the 12-month period. If your plans change, such as you’d like to upgrade from Europe to Worldwide mid term, just login to your account and upgrade.
Let us know about your travel requirements, and we’ll find the most suitable policy for you, whether you’re looking for 90 day Travel Insurance, 60 day Travel Insurance, or cover for multiple shorter trips throughout the year.

Why Choose an Annual Multi-Trip Policy?
Start your policy 90 days in the future.
Cover for up to 93 days per trip (terms apply).
Unlimited number of trips in the UK, Europe and Worldwide in the cover period.
Easy, fast and accurate online medical screening.
Add on cruise, winter sports and/or activities cover.
Zero excess policies available.

Annual Multi-Trip Policy: What is covered?
All our policies provide the following as standard:
Cover for emergency medical expenses up to £15m
Cover for repatriation
Cancellation and curtailment cover
Full cover for pre-existing medical conditions
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance
Plus Smart Luggage – optional or included on gold.
Annual Multi-Trip Travel Insurance FAQs
What is Annual Multi Trip Travel Insurance?
Annual Multi Trip Travel Insurance is a policy that provides cover for those who travel more regularly. You pay once for 12 months cover and you’re covered for an unlimited amount of holidays within that period, although each individual trip length will have a limit, up to 93 days. If you usually take more than one holiday per year, taking out yearly holiday insurance may save you time and money,instead of purchasing a new policy each time you travel.
What does an Annual Multi-Trip Travel Insurance policy cover?
Annual Multi Trip Travel Insurance provides cover for an unlimited number of holidays within a 12 month period – including UK breaks. You’ll be covered for emergency medical expenses, (remember to declare any pre-existing medical conditions), baggage (in case it is lost, stolen or damaged during your holiday), and cancellation cover, which starts on the day you start your policy. While these are the main benefits, there’s also cover for delays, valuables and personal liability cover included in annual Travel Insurance policies.
Are there limitations on where I can go if I have an Annual Travel Insurance policy?
When you get a quote for Annual Multi Trip Travel Insurance you will typically be asked if you want European or Worldwide cover, so it will depend on where you’re planning to visit within the next 12 months which policy you need. Annual Travel Insurance covers you for multiple trips under one policy and you can decide between worldwide cover or European cover. If you’re planning a European trip and a trip outside of Europe it can sometimes work out cheaper to take two single trip policies. When you get a quote online at Just Travel Cover, our worldwide policies include cover for USA, Canada and Caribbean too, but you should always check the policy wording for any country exclusions on annual policies. Our policies even include annual multi-trip Travel Insurance with cruise cover. There is no cover on any policy if you travel to a destination where the FCDO has advised against all but essential travel.
What are the advantages of an Annual Multi Trip Travel Insurance policy?
Taking Annual Multi Trip Travel Insurance could save you time and money if you’re planning two or more trips within a 12 month period. It will mean you can go away at the last minute without worrying about organising Travel Insurance, and you’ll have one set of insurance documents too for each trip.
How much is Annual Travel Insurance?
Annual Multi Trip Travel Insurance does not need to be expensive, but every quotation is based on your own unique circumstances and will depend on your age, medical history and the amount of days per trip you’d like to be covered for on each trip. It will also depend on if you’re planning a cruise in that 12 month period. We will compare prices from several insurers for you and in most cases present a bronze, silver, and gold option, so you can choose the best Annual Multi Trip Travel Insurance policy for you and your budget.
Are there any exclusions on Annual Multi Trip Travel Insurance policies?
Most Travel Insurance policies will have a list of “exclusions”, which are things that you cannot claim for on your annual multi-trip Travel Insurance policy. Many insurers may include medical treatment for pre-existing medical conditions. At Just Travel Cover we can provide cover on annual policies for hundreds of medical conditions as long as they are declared and accepted. Some conditions may be classed as an exclusion, for example, a condition that is likely to get progressively worse over time. These would not be covered on an annual policy and we would recommend a single trip policy instead. As with all of our Travel Insurance, there is also no cover if you choose to travel to a destination where the FCDO has advised against all, or all but essential travel. For a full list of exclusions please check the policy wording for each insurer.
Can you get Annual Multi-TripTravel Insurance with a heart condition?
YYes. As a specialist in Travel Insurance for people with pre-existing medical conditions we can provide Annual Multi-Trip Travel Insurance for people with heart conditions, however it’s important to note that insurers take other factors into account when delivering a price (or opting to not provide cover). These include your age, the severity of your heart problems and any other medical conditions you have or have had. When you enter your details online and declare all your medical conditions we’ll compare prices from a range of specialist medical insurers and provide you with the options, saving you time shopping around. Visit our Travel Insurance for Heart Conditions page for more information.
Can you get Annual Multi Trip Travel Insurance if you have diabetes?
Yes. As a specialist in Travel Insurance for people with pre-existing medical conditions we can provide Annual Multi-Trip Travel Insurance for people with diabetes, however it’s important to note that insurers take other factors into account when delivering a price (or opting to not provide cover), such as your age and any other medical conditions you have or have had. When you enter your details online and declare all your medical conditions we’ll compare prices from a range of specialist medical insurers and provide you with the options, saving you time shopping around.
Can you be insured for Annual Multi-Trip Travel Insurance if you are living with cancer?
Yes. We can provide Annual Multi-Trip Travel Insurance for people with cancer, however the price may vary based on factors like your age, the type of cancer, and any other pre-existing medical conditions.When you enter your details online and declare all your medical conditions, we’ll compare prices from a range of specialist medical insurers and provide you with the options, saving you time shopping around. Visit our Cancer Travel Insurance page for more detailed information.
Can you be insured for Annual Trip Travel insurance, while living with mental health conditions?
Yes. At Just Travel Cover, we are able to provide multi-trip Travel Insurance for people with mental health conditions. Please note that the cost of this will depend on a range of factors including your age and any other medical conditions you have or have had. When you enter your details online and declare all your medical conditions we’ll compare prices from a range of specialist medical insurers and provide you with the options, saving you time shopping around.
Can I get Annual Multi-Trip Travel Insurance at any age?
Yes. We offer yearly holiday insurance with no upper age limit. We know that finding annual Travel Insurance can become harder as you get older, prompting many people to choose single trip cover for each holiday they have booked. We believe that age should not stand in the way of getting quality Travel Insurance so you can enjoy travelling in your twilight years. which is why some of our insurers do provide annual policies for travellers for any age. Please note that in some cases this is subject to destination and medical screening. If you are over 75 we recommend getting a single trip quote online and we will then display an annual price if there is a policy available, so you can decide which policy is best for you.
Is there an upper age limit for Annual Multi-Trip Travel Insurance?
Some of our Annual Multi-Trip Travel Insurance policies have no upper age limit, but eligibility depends on several factors, such as the number of days you’d like each trip to be covered. For example, if you’re over 70 and need Annual Travel Insurance for trips lasting up to 90 days, this will be an important consideration.
Other factors that can influence your policy include whether you’re planning a cruise and if you have any pre-existing medical conditions. In some cases, a Single Trip Travel Insurance policy may be more suitable, especially if your travel plans involve longer durations or unique requirements. To ensure you find the right cover, it’s essential to declare all travel plans and medical conditions during the quote process.
Will Just Travel Cover compare Annual Multi-Trip Travel Insurance on my behalf?
We work with a panel of specialist providers so when you enter your details online we will show you prices from the insurers who can provide a policy for you. We’ll show you what’s included too, for example some policies will provide £5,000 per person cover for cancellation, and others will offer £10,000 per person. In most cases there will be a Bronze, Silver or Gold option, so you can choose the best yearly holiday insurance policy for you. For more information on comparing annual Travel Insurance, visit our Compare Travel Insurance page.
What is the best Annual holiday Travel Insurance you offer for Europe?
We offer a range of Annual European Travel Insurance options tailored to your travel needs. Whether you’re planning multiple short breaks or a longer adventure, such as a 3-month trip, our yearly holiday insurance policies provide the flexibility and protection you need.
For holidays within Europe, our Annual Travel Insurance covers both short-term getaways and extended stays, giving you peace of mind no matter how often or how long you travel. If your plans involve unique requirements or longer durations, a Single Trip Travel Insurance policy may also be worth considering. Let us help you find the best cover for your European holidays.
How can I find the best deal on cheap annual Travel Insurance?
To find the best deal on cheap annual Travel Insurance, compare policies from different providers. At Just Travel Cover, we compare policies for you, all tailored to your unique travel needs. Look at the cover offered, the limits, exclusions, and customer reviews. When choosing a policy, we will usually show you bronze, silver and gold options so you can choose a policy that best meets your budget and travel requirements.
Does Annual Travel Insurance cover holidays lasting 3 months?
Yes, our multi trip Annual Travel Insurance covers holidays lasting up to 93 days, or just over 3 months.
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