Travel Insurance for Joint Replacements
Going on holiday? Make sure your Travel Insurance covers Joint Replacement
Getting Travel Insurance is essential to every holiday, especially if you have a pre-existing medical condition.
As soon as you book your holiday, you should secure Travel Insurance. Medical issues can arise at any time, and without the right Travel Insurance, unexpected cancellation of your trip or managing unforeseen emergency medical costs abroad can be challenging.
Each country has different healthcare systems, and what may be covered at home might not be affordable abroad. If you’ve had a joint replacement, declaring this in your Travel Insurance means you’re protected financially if you do experience any sudden issues while abroad.
In the event of needing emergency treatment abroad related to your insured condition, you’ll be able to access the right medical treatment and care with specialised Travel Insurance.
Why Do You Need Travel Insurance for Joint Replacement?
Having Travel Insurance that covers joint replacement ensures you’re protected if you experience any unexpected issues during your trip.
As long as you have permission from your doctor, a joint replacement shouldn’t stop you from going abroad.
At Just Travel Cover, we can provide cover for hundreds of pre-existing medical conditions, including joint replacement or surgery, subject to acceptance criteria.
We work with a variety of travel insurers to find the best policies for each traveller, providing up to £15 million in medical expenses if you experience unforeseen medical events abroad. Policies and insurance are subject to terms and conditions.
Specialised Cover for Joint Replacement
During the medical screening process, we’ll ask you a few questions about your holiday, including the travel destination and duration of your trip, as well as more personal information such as your age and medical history.
It’s important to declare any pre-existing medical conditions and answer the questions accurately and honestly so we can find the best Travel Insurance policies for you.
Once you’ve completed the quotation process including the medical screening and told us about any pre-existing medical conditions, we’ll present you with suitable products that meet your needs, to enable you to select the best option for you.
*All policies are subject to acceptance criteria and policy terms and conditions.
Travel Insurance for Joint Replacement
Single trip cover of up to 365 days
Annual Multi-Trip cover for up to 93 days per trip (terms apply)
Cover for hundreds of pre-existing medical conditions including terminal prognosis
High levels of cancellation and emergencyu medical expense cover
Lost documents, bagage, medications and medical aids cover
Three levels of cover bronze, silver and gold – to suit your individual needs
Travel companions can be included on the same policy
Zero excess policies available.
What else is covered?
All our policies provide the following as standard:
Full cover for pre-existing medical conditions
Cover for emergency medical expenses up to £15m
Cover for repatriation
Cancellation cover up to £50,000 per person upon referral
Curtailment cover up to £12,500 per person
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance available 24/7
Plus Smart Luggage – optional or included on gold.
Travel Insurance for Joint Replacements FAQs
Do I need to declare joint replacement surgery on my Travel Insurance?
Yes, you must declare any joint replacement surgery on your Travel Insurance, as well as any other underlying and/or pre-existing medical conditions. Whether it was a recent surgery or several years ago, it’s important to disclose joint replacement as a pre-existing medical condition. Declaring pre-existing medical conditions provides financial protection if you experience any unforeseen issues related to your condition(s) while travelling. Always provide accurate and up-to-date information during the medical screening and read the terms and conditions of your policy. Failing to disclose joint replacement or any other pre-existing medical condition could impact your ability to make claims on your policy due to non-closure.
What does Travel Insurance for joint replacement cover?
Travel Insurance for joint replacement provides financial protection for any insured scenarios that may occur while you’re abroad, including any unforeseen medical treatment and hospital visits. As standard, your policy includes cover for emergency medical expenses and repatriation if you need to return to the UK for further care. If you need to cancel your trip, our policies can provide cover up to £12,500 if your condition suddenly prevents you from travelling.
Claims are subject to policy terms and conditions.
Can I travel with a knee replacement?
Yes, you can travel after having knee replacement surgery, but you should always consult a medical professional before booking your trip. Your doctor will be able to confirm whether you’re fit to travel and can recommend any extra precautions. Make sure your Travel Insurance covers knee replacement in case you experience any issues related to your condition while abroad.
I’ve had joint replacement surgery due to arthritis. Do I need to declare both of these pre-existing medical conditions?
Yes, you should declare joint replacement surgery and arthritis on your Travel Insurance as pre-existing medical conditions. Declaring each pre-existing medical condition avoids any potential issues with claims. When purchasing Travel Insurance, always review your policy and check the terms and conditions.
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