Travel Insurance for the Philippines
Once the Philippines plans are confirmed, protect the money already committed. Scooters, diving and trekking may sit outside standard activity cover. Single Trip and Annual options serve different travel patterns.
- Compare Travel Insurance options for the Philippines
- Cancellation and emergency medical cover included (limits apply)
- No upper age limit on many policies (terms apply)
- Cover options for older travellers and couples
Get the right level of cover with our Travel Insurance for the Philippines
Why you need Tailored Philippines Travel Insurance for your tropical getaway
While the Philippines is known for its beauty and warm hospitality, its remote locations and unpredictable weather can pose unexpected challenges. Travel Insurance is essential to protect against medical emergencies, lost belongings, flight delays, and cancellations. Just Travel Cover offers tailored policies for travellers of all ages, including those over 65 and individuals with pre-existing medical conditions.
Plan Your Philippines Adventure Today
Don’t let unexpected problems disrupt your trip to the Philippines. Compare policies now and secure tailored Philippines Travel Insurance with Just Travel Cover. Whether you’re exploring tropical islands, diving into coral reefs, or enjoying vibrant city life, we’ll ensure you’re covered so you can travel with confidence.
Affordable Holiday Insurance for All Ages, Conditions and Destinations
Travel Insurance is an essential part of your holiday planning, and it is important to check if your policy meets your needs.
It can cover your medical expenses if you’re injured or have an accident while you are away. It may also cover the cost of getting you home, if it’s a serious injury, or you miss your scheduled flight due to a stay in hospital.
You should arrange holiday cover as soon as you book a trip, so that you’re covered for any monetary loss if you need to cancel for some unforeseen reason such as illness, death of a family member or having a serious accident that prevents you from travelling.
Travel Insurance will often cover your luggage too, if it is lost, stolen or damaged.
At Just Travel Cover we work with a range of providers and will compare prices to help you find a Travel Insurance policy. There’s no age limit and cover for hundreds of pre-existing medical conditions.
Your destination is limitless; we offer cover for world cruises, single trips and our annual multi-trip policy covers you for as many trips as you want to take within 12 months. No matter what your age, we want you to enjoy life and travel wherever and whenever you wish. It is better to be protected against any unforeseen circumstances – even before you take off, it’s important to arrange cover as soon as you have booked your holiday.
Things to consider before your trip to the Philippines
From bustling cities to remote islands, the Philippines is a destination of diverse experiences. Use these tips to make the most of your trip, and don’t forget to secure your Philippines Travel Insurance before departure.
Prepare for tropical weather
The Philippines has a tropical climate with hot and humid conditions year-round, in addition to a rainy season that can bring typhoons. These conditions can vary across the lands, so it’s important to plan. Check the weather forecast for your destination and pack accordingly.
Navigate the islands with ease
Island hopping is a must in the Philippines, with ferries, boats, and domestic flights connecting the major destinations. While exciting, these journeys can sometimes face delays or cancellations. Ensure your policy includes cover for transport-related disruptions and lost luggage.
Savour Filipino cuisine
Filipino food is a unique blend of Spanish, Chinese, and local flavours. Don’t miss dishes like adobo, sinigang, and lechon, or sweet treats like halo-halo. If you have dietary restrictions or food allergies, declare them in your Travel Insurance so you’re protected if you experience any issues related to your condition.
Respect local culture and customs
The Philippines is a predominantly Catholic country, with strong religious and cultural traditions. Dress modestly when visiting churches or rural areas, and always ask permission before taking photos of locals.
Plan for adventurous activities
The Philippines is a haven for adventure seekers, offering activities like scuba diving in Tubbataha Reef, hiking Mount Apo, or surfing in Siargao. Many of these are covered under standard activity packs, but for more extreme sports, ensure your policy includes additional coverage.
Travel Insurance for the Philippines FAQs
Do I need Travel Insurance for the Philippines?
Yes, Travel Insurance is essential for your trip to the Philippines. From medical emergencies to flight delays or lost belongings, Travel Insurance ensures you’re covered if you experience any issues abroad. With the right Travel Insurance, you can focus on enjoying your holiday while knowing help is available if needed. Once you’ve told us about your holiday, and the duration and declared any pre-existing medical conditions in the online medical screening, we’ll present a list of policies.
What should be included in my Travel Insurance for the Philippines?
Your Philippines Travel Insurance should include things like cancellation cover, emergency medical expenses and baggage cover Emergency healthcare in the Philippines may require upfront payments, and repatriation can be expensive. Make sure to check the terms and conditions of your policy, ensuring it covers the full cost of your holiday and there are no gaps in protection.
What activities in the Philippines are covered by my Travel Insurance policy?
Our policies include coverage for over 60 sports and activities, such as snorkelling, hiking under 2000m altitude, and surfing. If you’re planning on diving, climbing, or engaging in more extreme adventures, additional activity packs can be added to your policy for extended protection.
What destinations are classed as ‘the Philippines’ for travel insurance purposes?
Our Travel Insurance policies for the Philippines cover the entire archipelago, including major destinations like Manila, Cebu, Boracay, and Palawan. For annual policies, the Philippines is included under “Worldwide (excluding USA, Canada and Caribbean)” classifications
When should my Travel Insurance for the Philippines start?
Your Philippines Travel Insurance should start as soon as you book your trip. This ensures you’re protected against cancellations or unexpected changes before departure. For single-trip policies, cancellation cover starts immediately, while annual policies activate on your chosen start date.
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