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Helping those with pre-existing medical conditions find the right Travel InsuranceMaPS Travel Insurance Directory
If you have a serious medical condition, finding the right Travel Insurance can be frustrating, exhausting and expensive. That’s why the Money and Pension Scheme (MaPS) has created a medical Travel Insurance directory, to help people who are struggling to find cover due to serious medical conditions.
It’s also why Just Travel Cover exist, and as a specialist provider for people living with pre-existing medical conditions, we are proud to be listed on the MaPS Directory.
We will compare several insurers for you to help find the right travel insurance for your needs at the best price, to save you shopping around. If we can’t help, we will signpost you to the directory where you will find more specialist providers.
MaPS Travel Insurance Directory FAQs
Do I need to use a specialist Travel Insurance provider?
If any of the following apply to you, then we may be able to help. If not you will find a list of dedicated specialsits via the directory.
- You have been refused travel insurance because of a medical condition.
- An existing policy has been cancelled or amended because of a medical condition.
- You have been offered insurance, but your medical condition has been excluded.
- You have been offered insurance with a high additional premium because of your medical condition.
- Like Just Travel Cover, the firms on the MaPS Directory specialise in providing travel insurance to people who have serious and/or multiple medical conditions that carry a high risk of needing some form of medical intervention while you are on your trip. Examples of conditions might be cancer, stroke or serious heart condition, respiratory conditions or conditions that have been diagnosed as terminal.
Why is it more expensive to get Travel Insurance for certain medical conditions?
There are a number of factors that insurers take into account when working out how much you have to pay.
For example, the cost of medical treatment can be more in some countries than in others (Spain, United States and Canada are among the more expensive countries).
Insurers will also consider the type and severity of your medical condition(s) and how long you intend to be away and your age will also play a part.
That’s why we work with a range of insurers, allowing you to compare prices quickly and easily to ensure you’re getting the cover you need at the best price.
What is medical screening?
Most companies that provide Travel Insurance for people with serious medical conditions use a medical screening company.
At Just Travel Cover we use Verisk.
You will be asked questions about your condition(s) and the answers you give will decide whether you will be offered Travel Insurance and the price you will need to pay for that level of cover.
If you visit the MaPS Directory you’ll see the name of each medical screening company to make this easier for you.
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