Cunard Cruise Insurance Requirements
Sailing with Cunard? Check its latest passenger-insurance rules. Look at emergency medical cover, repatriation and cancellation limits. Keep your policy details available at check-in and while onboard.
- Compare cover with Cunard's requirements in mind
- Cruise cover available for ocean and river voyages
- Cover options for missed ports and cabin confinement (terms apply)
- No upper age limit on many policies (terms apply)
Get the right cover for your Cunard Cruise
Cruising with Cunard offers a luxurious and unforgettable experience, whether it’s a short getaway or the trip of a lifetime, such as Queen Anee’s Maiden World Voyage – a 111-night cruise taking in Hamburg, Honolulu, Sydney, Penang and Cape Town. To ensure you are protected for medical emergencies and unforeseen events, Cunard mandates specific Cruise Travel Insurance requirements for all passengers. Here’s a detailed overview of these requirements and how Just Travel Cover can meet them, providing peace of mind before and during your cruise holiday.
Affordable Holiday Insurance for All Ages, Conditions and Destinations
Travel Insurance is an essential part of your holiday planning, and it is important to check if your policy meets your needs.
It can cover your medical expenses if you’re injured or have an accident while you are away. It may also cover the cost of getting you home, if it’s a serious injury, or you miss your scheduled flight due to a stay in hospital.
You should arrange holiday cover as soon as you book a trip, so that you’re covered for any monetary loss if you need to cancel for some unforeseen reason such as illness, death of a family member or having a serious accident that prevents you from travelling.
Travel Insurance will often cover your luggage too, if it is lost, stolen or damaged.
At Just Travel Cover we work with a range of providers and will compare prices to help you find a Travel Insurance policy. There’s no age limit and cover for hundreds of pre-existing medical conditions.
Your destination is limitless; we offer cover for world cruises, single trips and our annual multi-trip policy covers you for as many trips as you want to take within 12 months. No matter what your age, we want you to enjoy life and travel wherever and whenever you wish. It is better to be protected against any unforeseen circumstances – even before you take off, it’s important to arrange cover as soon as you have booked your holiday.
Tips for Securing the Right Cunard Travel Insurance
Suitable to Cover Cruises: When selecting your insurance, ensure it explicitly covers your Cunard cruise.
The Full Length of the Trip and All Destinations: Make sure your Cunard Travel Insurance covers the entire duration of your cruise, from the start date to the end date, including any pre-or post-cruise stays. You must also declare all the destinations on your itinerary as countries differ by medical rates.
Medical and Repatriation Cover: Cunard requires a minimum of £2 million in cover for medical expenses and emergency evacuations. This ensures you are adequately protected in case of any medical emergencies while on your cruise.
Pre-Existing Conditions: Passengers must declare and have cover for any pre-existing medical conditions. This is crucial, as failing to do so could invalidate your cruise insurance policy.
Cancellation Cover: Adequate cancellation cover is essential, especially for high-value cruises such as Cunard’s 111-night world cruise. With our standard policy, you’re protected for cancellations up to £12,500 per person. For those seeking additional peace of mind, we offer an exclusive “Top up my cancellation cover” option. This premium service extends your protection up to £50,000 per person and is available exclusively over the phone.
Proof of Insurance: Cunard requires passengers to confirm they have appropriate Cruise Travel Insurance before embarking. It is recommended to carry a printed or digital copy of your insurance documentation to present at the terminal if requested.
Why Choose Just Travel Cover for your Cunard Cruise?
At Just Travel Cover, we offer Cruise Travel Insurance that meets all of Cunard’s requirements* and provides additional benefits tailored to the unique aspects of cruising:
Cruise Travel Insurance: What’s covered?
Substantial Cancellation Cover: Cancellation cover up to £50,000 per person upon referral providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £15,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Additional benefits available: varies by insurers
Missed Port Departure: Up to £2,000 for additional travel and accommodation expenses if you miss your departure due to unforeseen circumstances.
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
Speak to one of our advisors today or complete our easy online quote form to secure appropriate Cruise Travel Insurance that meets the necessary requirements for your Cunard cruise.
The content of this page was correct as of February 2026 and requirements are always subject to change. Whilst we aim to provide a quotation that matches with the requirements of your cruise provider, all quotations via this website are subject to the terms, conditions, and exclusions of individual insurers and subject to Just Travel Cover’s TOBA. Where we cannot provide cover we will aim to signpost you to a provider who may be able to help.
*Disclaimer: While we refer to specific cruise lines, there is no official affiliation or endorsement from these brands.
Cunard Cruise Insurance Requirements FAQs
How can I ensure my policy meets Cunard’s requirements?
When purchasing Travel Insurance for your Cunard cruise, make sure it covers a cruise holiday, includes at least £2 million for medical and repatriation cover, covers pre-existing conditions, and all destinations you will be visiting. Check you have enough cancellation cover to cover the total cost of the cruise.
What are the age limits for Cruise Travel Insurance with Just Travel Cover?
Every insurer has a different age limit and it depends not just on age, but on destination and trip length too. For European cruises, there is no age limit on certain schemes. For worldwide cruises, cover is available up to age 79, with a maximum trip duration of 124 days.
For more information and to get a personalised quote that meets your travel needs for your Cunard cruise, contact our expert advisors today. Ensure you’re fully protected and ready to enjoy your Cunard cruise with complete peace of mind.
Why do I need high cancellation cover for premium cruises like Cunard's 111-night world cruise?
It is important that your cancellation cover is substantial enough to cover the total cost of what you paid for your cruise – just in case you need to claim it back should you not be able to travel*. Premium, high-value cruises, such as Cunard’s 111-night world cruise, can be a significant financial investment, so having adequate cancellation cover is essential to protect against the risk of financial loss if you need to cancel your trip due to unforeseen circumstances. Our insurers’ cancellation cover varies, with a max of £12,500 per person, but we can go up to £50,000 with our “Top up Cancellation” scheme (telephone only). This high level of cover provides peace of mind, allowing you to book your dream cruise with confidence, knowing that you are safeguarded against the unexpected.
What is Cunard Care Insurance and can I get it at Just Travel Cover?
CunardCare® is a Travel Insurance package offering additional protection and benefits to guests onboard Cunard cruises, covering cancellation fees, medical emergencies, and trip interruptions for specified reasons. It also includes a cancellation fee waiver of up to $50,000 per guest. This package is only available in the US. While cunard care is not available in the UK, you can purchase our Top-up Cancellation Cover, which adds up to £50,000 cover per person, bringing you added peace of mind during your Cunard cruise.
