Travel Insurance for Italy

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Before you travel to Italy, learn more about Italy-specific Travel Insurance

Home to 58 UNESCO World Heritage Sites and some of the world’s most prized artistic treasures, it is no wonder 4 million Brits choose to visit Italy every year.

Exploring Italy’s Diverse Landscapes

From the beautiful southern towns of Ravello, Sorrento, and Positano to Lake Garda in the north and the stunning cultural cities of Rome, Florence, Venice, and Milan, it is impossible not to fall in love with Italy. 

One of the most popular ways to explore this beautiful part of the world is by boat –  many European cruises stop in the capital city Rome, while others allow you to explore Sicily and Sardinia, or cruise down the romantic canals of Venice. 

Packing Your Italy Travel Insurance

Whether you’re sailing or flying, you’ll need to pack your Italy Travel Insurance for peace of mind. Wondering what else you should know before embarking on your Italian getaway? Read on to find out…

Popular Destinations

> Rome

Travel tips you should know before visiting Italy

The team at Just Travel Cover have compiled a series of practical travel advice to help you plan your trip to Italy and make the most of your time. Alongside these tips, don’t forget to secure your Travel Insurance for Italy for peace of mind on your holiday.

You’re going to need a map

When planning your Italian holiday it is important to consider the country’s most popular landmarks are spread across the country, and not in just one region. We suggest familiarising yourself with a map of Italy and planning an itinerary that minimises travel time and allows you to see everything on your bucket list.

The country of free water

The summer heat in Italy takes its toll on both locals and tourists alike, so it’s important you stay hydrated and out of direct sunlight if visiting between May – September. Italy provides three sources of water; tap, bottled and fountain water.  Tap water is considered safe to drink in Italy, and public taps are located at all major tourist destinations. Italy also offers bottled mineral water, which is mainly bought from shops and vendors located all around the cities and towns of the country. It is recommended to carry an empty water bottle that can be refilled at the fountains located on many major streets. Be aware of signs stating ‘Not Potable’ – this indicates that the water is unsafe for drinking. 

Air Conditioning is not a common practice

Less than 7% of homes are air-conditioned in Italy. Double-check that your accommodation is air-conditioned before departing. Although most hotels will provide it, other types of accommodation, such as apartment rentals, may not. If it is not listed as an amenity in the description, then make sure to ask. 

You may have to pay a tourist tax

Some Italian cities now impose a small tax which is charged on a per person basis for each night of your stay. This is likely to be paid directly to your accommodation during your holiday. It is highly unlikely that it is included in any package deal or pre-paid arrangements you made when organising your holiday. To date, the tourist tax depends on various factors, such as the number of stars and nights spent in the hotel and ranges from €1 to €5 (per day per person). 

Look out for il coperto

 The ‘per-person fee’, is prevalent in many Italian restaurants and is a small fee ranging from €1 to €3 (per person), usually printed on the menu. A coperto is not a tip, it is a cover charge to offset the price of bread, oil, salt and other small ingredients.

Did you know, the average Travel Insurance claim cost in Italy last year was £1,682?*

Why do I need Travel Insurance for Italy?

Travel Insurance is always worthwhile when you’re travelling abroad, even if you’re visiting a traditionally safe location. Unexpected incidents can happen in any country. Flights may be cancelled, possessions lost, or you may take ill while away. The three key parts of any Travel Insurance policy are; emergency medical treatment, cancellation and loss of baggage. Make sure these are correctly covered under your Italy Travel Insurance policy before departure for that extra peace of mind. 

Opting for cheap Travel Insurance for Italy doesn’t mean compromising on quality. At Just Travel Cover we will show you a range of Italy insurance policies, tailored to your travel needs. This way you can pick the one that best meets your budget and cover needed. Travel insurance for Italy can be a safety net that will protect you and your family from financial difficulties of medical bills, trip cancellations, lost luggage and everyday accidents. Knowing there is support available is always a comfort while you’re far from home.

    Will my EHIC/GHIC cover me in Italy?

    Britain is no longer part of the European Union, but you can still use your European Health Insurance Card (EHIC) in Italy, which is part of the EU. This is only available until your EHIC expires. The Global Health Insurance Card (GHIC) is the replacement card for the EHIC, it can be used by UK residents when they are on holiday in any EU country for State-provided emergency healthcare. 

    EHIC does not cover trip cancellation, luggage, or any fees associated with repatriation following a hospital stay, so you should arrange Travel Insurance for Italy as soon as you schedule your trip.

    The GHIC follows the same guidelines as the EHIC. However, it doesn’t mean that all medical treatment covered under the EHIC/GHIC scheme would be free in Italy. It should not be considered as a substitute for high-quality Travel Insurance. 

    To find further information and guidance on the changes to the EHIC, visit our travel blog.

    Will my EHIC/GHIC cover me in Italy?

    Britain is no longer part of the European Union, but you can still use your European Health Insurance Card (EHIC) in Italy, which is part of the EU. This is only available until your EHIC expires. The Global Health Insurance Card (GHIC) is the replacement card for the EHIC, it can be used by UK residents when they are on holiday in any EU country for State-provided emergency healthcare. 

    EHIC does not cover trip cancellation, luggage, or any fees associated with repatriation following a hospital stay, so you should arrange Travel Insurance for Italy as soon as you schedule your trip.

    The GHIC follows the same guidelines as the EHIC. However, it doesn’t mean that all medical treatment covered under the EHIC/GHIC scheme would be free in Italy. It should not be considered as a substitute for high-quality Travel Insurance. 

    To find further information and guidance on the changes to the EHIC, visit our travel blog.

    What is a good Travel Insurance policy for Italy?

    The terms and conditions vary between each provider, and policies differ depending on your travel and health needs. Travel insurance for Italy should provide cover for:

    • Emergency medical treatment / medical expenses
    • Bringing you back to the UK (Repatriation)
    • Cancellation and curtailment cover
    • Cover for missed departures and delays
    • Lost and stolen baggage 
    • Cover for personal liability (in case something you do causes an injury to a third party, damages something of theirs or causes the loss of their belongings)

    Fill in our quick and easy online form and our team of specialist medical insurers will guide you through your bespoke Italy Travel Insurance policy, with a level of cover that best reflects your age, destination(s), duration, and medical history.

    Is Italy safe to travel to?

    Italy is considered a relatively safe place to travel, but petty crimes such as pickpocketing and purse snatching are common. It is most prevalent in larger cities, particularly during holidays, weekends, and festivals. Travel Insurance for Italy should be taken out in case these risks become a reality. Having Travel Insurance for Italy in place can give you peace of mind and protect you in the event of the unexpected. 

    If you decide to travel to a country where the FCDO has advised against all but essential travel, your Travel Insurance will become void. It is your responsibility to double-check the list provided by the UK government.

      Is Italy safe to travel to?

      Italy is considered a relatively safe place to travel, but petty crimes such as pickpocketing and purse snatching are common. It is most prevalent in larger cities, particularly during holidays, weekends, and festivals. Travel Insurance for Italy should be taken out in case these risks become a reality. Having Travel Insurance for Italy in place can give you peace of mind and protect you in the event of the unexpected. 

      If you decide to travel to a country where the FCDO has advised against all but essential travel, your Travel Insurance will become void. It is your responsibility to double-check the list provided by the UK government.

        Cover for Pre-Existing Medical Conditions

        • Emergency medical, hospital and medical expenses up to £15m
        • Repatriation (the cost of getting you home)
        • Emergency dental care
        • Accommodation expenses
        • 24 hour medical assistance line

         

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        Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0370 950 1790 for more information.

        *Claims data based on 72 claims made on Just Travel Cover’s Avion scheme in 2023.

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