by Nichol Quinn

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26 October 2023

Cruise

Cruise and stay holidays are a great way to experience the best of both worlds: setting sail on the high seas paired with the charm of exploring new cities on foot. Imagine waking up to the serene views of the Mediterranean one day and roaming the streets of Barcelona the next. But to transform this dream into reality, preparation is crucial. Here’s where specialised Travel Insurance comes in, safeguarding your investment and encouraging you to cruise with confidence.

 

Understanding Cruise and Stay Holidays

What exactly is a cruise and stay holiday?
A cruise and stay holiday combines the experience of a cruise journey with an extended stay in a particular city, resort, or town. This type of holiday offers travellers the opportunity to enjoy the amenities of a cruise ship and also spend considerable time in a destination, allowing a deeper exploration of the locale and enjoying a diverse set of experiences.

 

Key Factors to Consider When Designing Your Itinerary

When planning a cruise and stay holiday, several key factors can make or break your experience. Making informed decisions on the trip’s duration, destination, activities, and travel season is crucial. Let’s break down these pivotal components to ensure your holiday is both enjoyable and hassle-free.

Duration of the Trip:

How long do you wish to be at sea compared to being on land? Striking the right balance can elevate your experience.

Destinations of Interest:

From the cobblestone streets of Rome to the sandy shores of the Maldives, the world is your oyster. But picking destinations that resonate with your interests is key.

Onshore Activities:

Every port city has its unique charm. Dive into the culture, relish the local cuisine, and immerse yourself in local attractions.

Season and Weather:

Align your cruise with the best season for your chosen destinations. Ensure a pleasant experience both on deck and onshore.

Cruise Travel Insurance:

Ensure you have appropriate cover tailored for the cruise and stay holiday, protecting against unexpected events both on board and during your land stay. Always check the medical and repatriation cover and note that some policies have additional cruise benefits. We know these cruises can be expensive – that’s why our policies have high cancellation cover, up to £12,500 per person – and we can also provide “top up cancellation” cover to £50,000 per person – you’ll need to call us to discuss that.

 

Steps to Design Your Ideal Itinerary

Crafting the perfect cruise and stay itinerary requires more than just choosing appealing destinations; it’s about optimising your time and experiences to match your interests. Here’s a concise guide to help you design your dream itinerary:

Step 1: Begin with thorough research and list down the destinations that interest you the most.
Step 2: Rank these places based on what is most important to you—be it culture, adventure, or relaxation.
Step 3: Assign a suitable number of days for each destination, ensuring you neither rush nor overstay.
Step 4: Account for transit times between places. Efficient travel planning can help maximise your downtime.
Step 5: Focus on the specifics: pinpoint the best accommodations and activities at each location to enrich your experience.
With these steps, you’ll be better equipped to craft an itinerary that resonates as your perfect holiday.

 

The Importance of Travel Insurance

Travelling abroad, while fun and exciting, carries the unexpected risk of medical emergencies. In 2022 alone, the number of Travel Insurance claims and payouts rose significantly, reaching 362,000 claims and £352 million worth of payouts. It is crucial that you protect yourself with quality Travel Insurance that can step in should something go wrong. Medical evacuation, emergency treatment and repatriation can easily run into the thousands or tens of thousands, so it’s important to have adequate cover to avoid hefty bills. Travel Insurance is also there to cover the cost of your holiday if you need to cancel or cut your trip short, for example if there’s a change in medical circumstance which means you cannot travel – that’s why it’s important to arrange insurance well in advance, especially with many cruise holidays needing large deposits and full balance clearing 120 days before departure.

At Just Travel Cover we compare prices from different insurers – when you enter your details online we’ll show you a list of policies to choose from, based on your own circumstances. There’s no age limit, but the maximum trip length can vary depending on age, as each insurer has different terms. We can also provide cover for hundreds of pre-existing medical conditions providing peace of mind that you’re covered whilst at sea or on land.

All of our policies provide cover for cruises (as long as you answer Yes to the cruise question), but all policies provide different levels of cover, and some have specific cruise benefits like cabin confinement, cruise interruption cover and cover against itinerary changes. These can be essential if issues arise during the cruise segment of your holiday. It’s not just about protection; it’s about ensuring peace of mind.

Cruise and stay holidays offer an unmatched blend of luxury and worldly exploration. As you set your sights on this unique travel experience, safeguarding your journey becomes paramount. Our tailored Cruise Travel Insurance allows you to cruise and stay with confidence. Navigate your dream holiday confidently, knowing we’ve got the uncertainties covered. Ready to go? Get a quote today.

Cruise Travel Insurance

Did you know that you can purchase your Cruise Travel Insurance 18 months in advance? In a few moments you can have your Cruise Travel Insurance quote for sailings up until July 2025!

Cruise and Stay Itinerary FAQs

Frequently asked questions about what to include in your Cruise and Stay itinerary.

How do I decide on the balance between cruising days and hotel stays?

The balance between cruising days and hotel stays depends on your preferences. Consider factors such as the destinations you’re most excited about, the onboard activities and amenities, and how in-depth you want to explore each location on land. It’s essential to strike a balance that gives you the relaxation of the cruise and the immersive experience of the destinations.

What should I pack for a Cruise and Stay holiday?

For a Cruise and Stay holiday, pack versatile items suitable for both onboard and onshore activities. Essentials include:

  • Formal wear for cruise dinners and events
  • Casual wear for daytime activities and excursions
  • Comfortable walking shoes for onshore exploration
  • Swimwear for onboard pools and beach visits
  • Necessary medications, toiletries, and personal items
  • Travel adaptors for different regions
  • Travel Insurance and any documents you may need in an emergency

Don’t forget to pack your Travel Insurance to ensure you can cruise in confidence that you’re covered should something not go to plan.

Is Travel Insurance necessary for a Cruise and Stay holiday?

Absolutely. Cruise Travel insurance is vital for a Cruise and Stay holiday to protect against unexpected events. This includes medical emergencies, trip cancellations or delays, lost luggage; some policies also provide  specific cruise-related incidents like missed ports or itinerary changes. 

How do I handle transportation between the cruise port and my hotel or other land destinations?

Most cruise lines offer shuttle services to central locations, but you can also consider taxis, rideshares, or local public transportation. If you’re visiting a major city, it may be worth investing in a day pass for public transport. For more remote destinations or specific itineraries, consider pre-booking a private transfer or guided tour. If something goes wrong with your transportation, such as an accident, breakdown or extreme weather that prevents you from travelling and you miss your port departure, Travel Insurance can reimburse you up to £1500, depending on which insurer you opt for.

Can I use the same currency on board the cruise and at the destinations?

Cruise ships often operate with a cashless system, where onboard expenses are charged to your room and settled at the end of your journey. While many ships accept major currencies for this final bill, it’s recommended to have local currency for the destinations you’re visiting for small expenses, local markets, and establishments that might not accept credit cards. Always check with your cruise provider and research your destinations in advance.

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