Explore with Confidence: Cruise and Stay Travel Insurance

Setting sail for your cruise and stay holiday? What better way to explore than by hopping offboard for unforgettable on-land adventures during your cruise. Cruise and stay holidays are fast becoming a popular choice for travellers, and it is crucial to safeguard your journey with Cruise & Stay specific Travel Insurance.

Peace of mind for Cruise and Stay Holidays with Travel Insurance

While cruise and stay holidays promise exciting experiences, like all holidays, they come with potential risks. From trip interruptions and medical emergencies to lost luggage and unforeseen cancellations, cruise and stay holidays can be subject to challenges. Getting Cruise and Stay Travel Insurance acts as a safety net, providing cover for the unexpected so you can focus on creating cherished memories.

Our Cruise and Stay Travel Insurance is specifically designed to address these risks. With the right Cruise Travel Insurance, you can rest assured knowing that you’re protected for unforeseen problems that may arise. Whether you encounter difficulties on your cruise or during your land-based stay, we’ve got you covered.

When you embark on a cruise, you open the door to a world of unique experiences and scenic destinations. Our Cruise Travel Insurance caters to the specific needs of you and your cruise, offering a range of benefits such as:

  • Cancelling your cruise: Life is unpredictable and sometimes plans change. Our Cruise Travel Insurance ensures you can recover non-refundable expenses if you need to cancel your trip due to unforeseen circumstances*.
  • Medical emergencies and repatriation: your cruise Travel Insurance provides cover for emergency medical treatment and repatriation, ensuring you’re not left facing a hefty bill, should something go wrong. Did you know the average medical claim in 2022 was £1,750? 
  • Baggage: Cruise Travel Insurance can provide cover if your baggage is lost, but also if it is damaged or stolen, too. 
  • Additional cruise-specific benefits: some Travel Insurance policies provide additional, cruise-specific benefits such as missed port departure, (if for example adverse weather means you miss a port), cabin confinement (if the doctor confines you to your room) and cruise interruption cover – for example you need medical treatment on land but are declared fit to rejoin the cruise.

We work with a panel of insurers to find you Cruise Travel Insurance that extends to your land-based portion of the holiday alongside while at sea. 

Do you need specific insurance such as pre-existing medical conditions or a no-upper age limit? Don’t worry; we’ve got options to cater to your requirements.

Book Travel Insurance for Cruise and Stay Holidays ASAB

Investing in Cruise Travel Insurance for your cruise and stay holiday is a decision that you won’t regret, and something you should arrange “ASAB”, to quote Martin Lewis (that’s as soon as you book). Don’t let unforeseen events derail your holiday. Explore our range of Cruise Travel Insurance options tailored for cruise and stay trips and get a quote today. With cover for trip interruptions, medical emergencies, lost baggage, and more, you can sail the world with confidence.

Travel Insurance for Cruise & Stays FAQs

Frequently asked questions about Cruise and Stay Travel Insurance

Is Cruise Travel Insurance needed for a cruise and stay trip covering multiple destinations?

Yes, Cruise Travel Insurance is highly recommended for cruise and stay holidays that involve multiple destinations. Having Cruise Travel Insurance provides protection against various risks, ensuring you’re covered throughout your journey. For single trips, all countries need to be listed separately and you need to say ‘YES’ to the cruise question, and for annual policies, choose Europe or Worldwide, but check the policy wording to ensure the places you’re visiting are covered.

What if my itinerary changes or is delayed during my cruise and stay holiday?

Some Cruise Travel Insurance policies have an “itinerary change” benefit in the event of an itinerary change due to weather or timetable restrictions. Always check the policy wording so you know what is and is not covered for your cruise and stay Travel Insurance.

Can I add Travel Insurance for my pre-existing medical conditions during a cruise and stay trip?

Absolutely! We’ll ask 6 questions regarding your medical history and you’ll then need to declare any pre-existing medical conditions, answering any follow-up questions accurately. It is important that you declare all pre-existing medical conditions, as failing to do so could make your cruise insurance policy void and leave you paying out of pocket should you need medical treatment during your cruise and stay holiday.

Is Cruise Travel Insurance expensive for those over 90?

Travel Insurance premiums for individuals over 90 may be higher compared to younger age groups as they are statistically more likely to make claims, however it depends too on where you’re going, for how long and what pre-existing medical conditions you have, if any. If you’re looking for specialised over 90’s Travel Insurance for your cruise holiday, visit our No-Upper Age Limit centre to find out more.

Can I get a refund on my Cruise Travel Insurance policy if I need to cancel my cruise and stay trip?

Single trip Travel Insurance is not just for when you’re on holiday. It starts immediately in relation to cancellation, so you’re covered right away. If you wish to cancel your policy you can do so in the first 14 days. After that, the insurer is not obliged to provide a refund, although some do offer partial refunds. If you need to cancel your holiday you may be able to make a claim on your Travel Insurance, depending on the circumstances.

Our Latest Blogs

Knowing which cruise is right for you will enhance your experience, so researching before booking is essential. Diving into our blogs in the Cruise Hub may help you learn more about the cruise holiday you’re searching for.

Specialist Travel Insurance with no upper age limit

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