Travel Insurance for Portugal

Stay safe on your holiday to Portugal with Travel Insurance. Enjoy every second of your trip, knowing protection is there should unexpected events happen.
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Whether enjoying the sun or touring the cities, remember your Travel Insurance.

You’ve decided to take a trip to Portugal; just don’t forget to pack your Travel Insurance. Made up of seven regions, Portugal is the perfect place for a summer escape. The sandy beaches, stunning scenery and outstanding golf courses have made the country a top destination for many holidaymakers. 

The possibilities are endless if you’re looking for things to do in Portugal. The country is full of history and culture, outstanding cuisine, and world-famous wines, not to mention the diverse landscapes of each city. Take a boat trip to Algar Seco and uncover the Benagil cave for something different! If adventure is what you’re looking for, why not try the many watersports Portugal has to offer! 

A must-see for any traveller is the mesmerising city of Lisbon, one of the most attractive capitals in Europe – just don’t forget your camera. As you walk down the mosaic-lined streets, pastel-coloured buildings fill the skyline, and looking over the city is the Castelo de S. Jorge. A step back in time for many who visit. 

If vibrance is what you’re looking for, the Algarve is the place to go. The excellent beaches, family-friendly fishing villages and exciting activities make this an ideal family holiday. 

But before you depart, remember to pack your Travel Insurance to protect you against cancellation, medical emergencies, lost baggage and much more.

Here are our Top Travel Tips for your next holiday to Portugal

At Just Travel Cover, we are here to help you! We’ve created our top travel tips to help you understand Portuguese culture!

Think about visiting Portugal off-season

There is no wrong time to visit Portugal, but depending on what you would like to do while there, some seasons are better than others. Although the winter weather in Portugal is unpredictable, it excels as an all-year-round holiday destination. Cold weather should not deter you from visiting the many historical sites, restaurants, and stunning scenery – remember to add the Golf or winter sports extension to your Travel Insurance if you’re planning either of those activities!

Winter in Portugal is the perfect season to see things you wouldn’t usually see because of the heat. The prices are lower, the cities are quieter, comfort food is everywhere you go, and the winter festivals are in full swing. 

If you enjoy surfing, Portugal’s winter waves are legendary! Especially Nazaré. Before you go, check that your Travel Insurance covers the sports and activities you are planning on doing. Our policies are made for leisure holidays and cover more than 60 activities as standard, with others available under our “category B” extension. You don’t want to be left with an expensive medical bill should any go wrong.

There’s no better place to be vegan!

In 2017, Portugal was the first country to make vegan options a legal requirement in all public buildings. When in Portugal, you’ll want to indulge in the typical flavours of the country but without meat consumption. Although there are few vegan options for traditional cuisine, businesses and chefs have been developing vegan recipes that capture the true essence of Portuguese food.

Visit the marvellous markets

Whether you’re a food, vintage or clothes lover, you need to take a trip to one of the many markets in Portugal. For centuries markets have taken place in the historic city of Lisbon and are still a significant part of the locals’ culture. Today, locals continue to buy their groceries from market stalls, and it is one of the last European countries operating functional produce markets.

Take note of shop business hours

Opening hours for stores, cafés, restaurants, museums, and tourist offices are flexible in the summer, as they are in many European nations, especially outside of holiday areas and large cities. Depending on the season, certain stores may open later. Most stores are open from 9 a.m. to 1 p.m. and 2.30 p.m. to 6 p.m.

Think public transport

There are many options for public transport in Portugal! Particularly in the larger towns and cities. But, in the smaller towns and villages, you may rely on taxis due to limited public transportation, which often runs to a more restrictive schedule.

Why do I need Travel Insurance for Portugal?

If you possess an EHIC or GHIC, you will be provided access to state-provided medical treatment if required during your travels. Any treatment given is on the same terms as Portuguese citizens. 

However, a GHIC or EHIC is not an alternative to travel insurance, meaning you should ensure you have both before departing on your trip. Travel Insurance is a cost-effective way to protect yourself from unexpected events. Our policies cover cancellation costs up to £12,500 per person, personal possessions loss, emergency medical and repatriation expenses up to £15 million, so make sure you have the cover you need to travel with confidence.  

    Why do I need Travel Insurance for Portugal?

    If you possess an EHIC or GHIC, you will be provided access to state-provided medical treatment if required during your travels. Any treatment given is on the same terms as Portuguese citizens. 

    However, a GHIC or EHIC is not an alternative to travel insurance, meaning you should ensure you have both before departing on your trip. Travel Insurance is a cost-effective way to protect yourself from unexpected events. Our policies cover cancellation costs up to £12,500 per person, personal possessions loss, emergency medical and repatriation expenses up to £15 million, so make sure you have the cover you need to travel with confidence.  

            Do I need a GHIC or EHIC when travelling to Portugal?

            As a member of the European Union, Portugal participated in the European Health Insurance Card (EHIC) scheme. But, since leaving the European Union, UK EHICs are no longer valid. However, you can use them until their expiry date. When your EHIC expires, you should apply for the Global Insurance Health Card (GHIC).

            The GHIC is free to apply for via the NHS website. But, you cannot rely on an EHIC or GHIC to cover the cost of medical claims or repatriation. Therefore, you should always have a Travel Insurance policy as a precaution.

            Do I need a GHIC or EHIC when travelling to Portugal?

            As a member of the European Union, Portugal participated in the European Health Insurance Card (EHIC) scheme. But, since leaving the European Union, UK EHICs are no longer valid. However, you can use them until their expiry date. When your EHIC expires, you should apply for the Global Insurance Health Card (GHIC).

            The GHIC is free to apply for via the NHS website. But, you cannot rely on an EHIC or GHIC to cover the cost of medical claims or repatriation. Therefore, you should always have a Travel Insurance policy as a precaution.

            Should I declare my pre-existing medical conditions on my Travel Insurance?

            Always declare your pre-existing medical conditions when buying Travel Insurance. If you don’t declare and need treatment while away from home, it is likely that your policy will be void if you claim anything health-related.

            Our easy and accurate online medical screening process will only take a few minutes to complete. Once finished, a bespoke Travel Insurance policy will be provided, suited to your medical needs. Be as accurate and honest as possible, especially with dates – this way, you can avoid more future issues should anything go wrong while abroad.

            Should I declare my pre-existing medical conditions on my Travel Insurance?

            Always declare your pre-existing medical conditions when buying Travel Insurance. If you don’t declare and need treatment while away from home, it is likely that your policy will be void if you claim anything health-related.

            Our easy and accurate online medical screening process will only take a few minutes to complete. Once finished, a bespoke Travel Insurance policy will be provided, suited to your medical needs. Be as accurate and honest as possible, especially with dates – this way, you can avoid more future issues should anything go wrong while abroad.

              What else should I consider when I choose my Portugal Travel Insurance?

              There are three main areas you will want your Travel Insurance policy to cover; 

              • Emergency Medical Expenses – Declare all pre-existing medical conditions to ensure your policy is not void should any incidents or accidents happen.
              • Repatriation – If you need medical transport back to the UK, Travel Insurance could be the only way you might have cover for the costs. 
              • Cancellation and Curtailment – Travel Insurance may cover costs if you cut your trip short or cancel due to unexpected circumstances. 
              • Baggage and Personal Possessions – Travel Insurance would protect you from the replacement costs if you were to lose, damage or have any personal belongings stolen.

              What else should I consider when I choose my Portugal Travel Insurance?

              There are three main areas you will want your Travel Insurance policy to cover; 

              • Emergency Medical Expenses – Declare all pre-existing medical conditions to ensure your policy is not void should any incidents or accidents happen.
              • Repatriation – If you need medical transport back to the UK, Travel Insurance could be the only way you might have cover for the costs. 
              • Cancellation and Curtailment – Travel Insurance may cover costs if you cut your trip short or cancel due to unexpected circumstances. 
              • Baggage and Personal Possessions – Travel Insurance would protect you from the replacement costs if you were to lose, damage or have any personal belongings stolen.

                Cover for Pre-Existing Medical Conditions

                • Emergency medical, hospital and medical expenses up to £15m
                • Repatriation (the cost of getting you home)
                • Emergency dental care
                • Accommodation expenses
                • 24 hour medical assistance line

                 

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                Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0370 950 1790 for more information.

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