Travel Insurance for Australia

Make sure you're covered for your next trip to Australia
Get a Quoteor Retrieve your quote

Need Travel Insurance for Australia? We’ve got you covered

For many holiday goers, Australia is a once-in-a-lifetime experience and because of the distance between the UK and Australia, you will want to do and see as much as possible while visiting the land Down Under.

Whether it’s diving in the Great Barrier Reef, surfing on the Gold Coast or white-water rafting in Tasmania, Australia is one of the best destinations in the world for holiday activities.

You’ll find some of the best beaches in the world in “Oz” but it’s also well-known for backpacking, camping, road trips and diving. Whatever your travel style, you’ll find something to fit the bill.

Whether you’re going on a wild adventure or just looking for some winter sun, it’s critical to be insured before heading to Australia, to protect yourself against any unforeseen events. That way, you’ll be able to unwind and enjoy yourself.

 

Tips you need for your trip Down Under

As one of the most popular tourist destinations in the world, you will want to be organised to make the most of your once-in-a-lifetime trip. To help you prepare we’ve created our top travel tips to read over before packing your bags and heading Down Under.

Choose the right season

You will want to visit Australia during the season most suited to your itinerary.  Do you want to go on a tropical vacation? Or take on the outback? Perhaps you’d like to trek across Tasmania’s unspoiled wilderness?

  • December to February is the summer season. The average temperature in the major capital cities throughout the summer ranges from 20°C to 37°C (68°F to 99°F).
  • From March through May, it is autumn. Temperatures in the autumn range from 17°C to 35°C (63°F to 95°F).
  • From June through August, it is the winter season. Temperatures range from 11°C (52°F) in the south to 30°C (86°F) in the north.
  • From September until November, the spring season is in full swing. From the south to the north, daily temperatures range between 17°C and 35°C (63°F and 95°F).

Check the entry requirements

You will require a valid Australian visa to enter the country unless you are an Australian citizen. All passport holders must apply for a visa before leaving their country, regardless of age. At your local Australian Embassy or Consulate, you may apply for a variety of Australian visas, including tourist and working holiday visas. You can apply for your visa on the Australian Department of Home Affairs website. There are several Australian visas available to international visitors. The duration of your stay, your passport, and the purpose of your trip all influence which Australian visa you should apply for.

Electronic Travel Authority (subclass 601) – This visa allows you to visit Australia as many times as you want for a year, with each visit lasting up to three months. This visa is accessible to visiting citizens from a variety of countries and regions.

eVisitor is an electronic visitor (subclass 651) – This is a free visa that allows you to visit Australia for up to three months at a time for either tourism or business within a 12-month period. This visa cannot be extended and is only available to select European countries.

Visitors Visa (subclass 600) – The Visitor Visa permits you to travel to Australia for leisure or business and is available to people of any nationality. In most cases, a stay of up to three months is permitted, but in exceptional situations, a stay of up to 12 months can be granted. To apply, applicants will have to pay a fee.

Remember your sunscreen

It can’t be emphasised enough, wear your sunscreen! In Australia, the sun can be deadly, especially in the summer months between  December and February. The best method to protect yourself against any skin damage is to apply a thick layer of sunscreen, so don’t forget!

Embrace the local lingo

Australians speak English, although perhaps not in the way you’re used to hearing it, and the further you are from the large cities, the stronger the accent will be. 

How to tip Down Under

Tipping is entirely up to you. The minimum wage in Australia is higher than in most European countries, and although tipping isn’t expected at hospitable venues, it is always appreciated.

Do I need Travel Insurance for Australia?

Although most visits to Australia are problem-free, things can go wrong. Having a high-quality Travel Insurance policy could end up saving you a lot of money, especially if you need medical treatment.

If you are injured, become unwell or require immediate medical attention, it’s reassuring to know that Travel Insurance could pick up the bill.  Australia have a reciprocal healthcare arrangement in place for UK travellers, although there are a number of exclusions that you will need Travel Insurance to cover, such as ambulances, medical evacuation, medicines if you’re not an inpatient in a hospital.

Also, the reciprocal agreement does not cover pre-existing medical conditions, so ensure you declare these on your policy.

Do I need Travel Insurance for Australia?

Although most visits to Australia are problem-free, things can go wrong. Having a high-quality Travel Insurance policy could end up saving you a lot of money, especially if you need medical treatment.

If you are injured, become unwell or require immediate medical attention, it’s reassuring to know that Travel Insurance could pick up the bill.  Australia have a reciprocal healthcare arrangement in place for UK travellers, although there are a number of exclusions that you will need Travel Insurance to cover, such as ambulances, medical evacuation, medicines if you’re not an inpatient in a hospital.

Also, the reciprocal agreement does not cover pre-existing medical conditions, so ensure you declare these on your policy.

Do I need Travel Insurance for Australia?

Although most visits to Australia are problem-free, things can go wrong. Having a high-quality Travel Insurance policy could end up saving you a lot of money, especially if you need medical treatment.

If you are injured, become unwell or require immediate medical attention, it’s reassuring to know that Travel Insurance could pick up the bill.  Australia have a reciprocal healthcare arrangement in place for UK travellers, although there are a number of exclusions that you will need Travel Insurance to cover, such as ambulances, medical evacuation, medicines if you’re not an inpatient in a hospital.

Also, the reciprocal agreement does not cover pre-existing medical conditions, so ensure you declare these on your policy.

What is included in my Travel Insurance policy for Australia?

When travelling, it’s always a good idea to get Travel Insurance, especially if you are over the age of 65 or suffer from any pre-existing medical conditions. At Just Travel Cover we will compare a range of insurers to help find a policy with the cover you need at a price that suits your budget. There are usually bronze, silver and gold options to choose from each insurer, and we can provide:

  • Cancellation or curtailment cover of up to £12,500 (£30,000 if per person).
  • Up to £15 million in emergency medical costs per person.
  • Personal effects and baggage up to £3,000 per person.
  • Missed flight coverage of up to £1,500 per person is available.
  • Covid-19 cover is avaialble.

Can I get Travel Insurance if i’m emigrating to Australia?

If you are emigrating to Australia you should still take Travel Insurance to cover cancellation, travel delay and the unlikely event you take ill during the flight. Just Travel Cover can help with Travel Insurance for emigrating and if you’re taking a one-way trip to Australia you’ll need to call us so we can arrange the policy for you, noting that cover will cease once you are through customs. We can even provide cover if you’re taking a holiday prior to emigrating.

Both of these can only be arranged by speaking to our team over the phone (terms apply).

Cover for Pre-Existing Medical Conditions

  • Emergency medical, hospital and medical expenses up to £15m
  • Repatriation (the cost of getting you home)
  • Emergency dental care
  • Accommodation expenses
  • 24 hour medical assistance line

 

We Compare Prices From These Insurers

Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0370 950 1790 for more information.

Specialist Travel Insurance for Australia with no upper age limit

Compare prices in minutes