Travel Insurance South America

Get your Travel Insurance Policy today for South America.

Travel Insurance for South America

Make sure you’re prepared for your South American adventure – Get Travel Insurance before your departure.

There are so many places to see and cultures to encounter when visiting South America. Your South America holiday will be difficult to beat, whether you’re seeing the Galapagos Islands, hiking the Inca Trail, visiting colourful Rio, horseback riding in Patagonia, or exploring Argentina. But, before the real fun begins, take care of the less interesting details, starting with Travel Insurance.

No matter your age or medical history, Just Travel Cover aims to help you find a suitable policy with the amount of cover you need to protect against the unforeseen, such as medical emergencies, loss of possessions and the need to cancel your trip. What’s more, you get to choose the level of cover you require, ranging from Bronze, Silver and Gold.

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Do I need Travel Insurance for South America?

Travel insurance is not a legal requirement in South America, but protecting yourself from unforeseen illnesses or injuries is always a smart idea.
Assess your health first, then look at your travel plans to select the plan that’s suitable for you. Our standard policies are an ideal option for travellers with pre-existing conditions, looking for a no upper age limit policy, and searching for high coverage limits. Our team are specialists in providing tailored Travel Insurance for everyone!

What will South America Travel Insurance cover?

In terms of the essentials, your Travel Insurance policy should contain the following:

  • Cover for pre-existing medical conditions
  • Available for travellers of all ages
  • 24/7 emergency medical assistance
  • Medical expenses and repatriation
  • Cancellation cover (that covers the cost of your holiday)
  • Personal Liability
  • Lost, damaged or stolen baggage.

Do you offer cover if you’re travelling to more than one country in South America?

Yes – if it is one holiday you can take out a policy to cover the whole trip, even if you’re visiting multiple destinations – just be sure to list them all, as each country is rated differently based on the cost of medical treatment and/or access to facilities.

If you’re looking for an annual policy you’ll need to select ‘worldwide’ and answer the cruise question if you’re cruising. Always check the policy wording to check that your destination is covered on an annual policy as sometimes insurers’ terms vary.

If you wish to make any amends to your trip, including destination, and duration of activities, please contact us or fill out a form for further information.

What if I require emergency help in South America?

If something unexpected were to happen, you will have access to a 24-hour emergency medical care helpline, ensuring that you are never alone if you become ill or injured while on your travels.

If you require emergency medical assistance while travelling, the medical assistance team is accessible 24 hours a day, 365 days a year.

Does Travel Insurance for South America include cover for hiking?

As standard, all of our Travel Insurance policies come with an activity pack A, which includes hiking up to 2000m altitude. If you are looking for cover for hiking at a higher altitude or cover for other activities not included in the standard activity pack, you can add ‘activity pack B’ for an additional premium. Make sure your Travel Insurance for South Africa covers any activities you might partake in, as your policy could be void if not should something go wrong.

Cover for hundreds of medical conditions

Travel Insurance claims are at an all-time high and the majority are to support the 3,000 people per week who need emergency medical treatment abroad.

Declare your conditions and ensure your policy covers your pre-existing conditions.

Cover for Pre-Existing Medical Conditions

  • Emergency medical, hospital and medical expenses up to £15m
  • Repatriation (the cost of getting you home)
  • Emergency dental care
  • Accommodation expenses
  • 24 hour medical assistance line


We Compare Prices From These Insurers

Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0370 950 1790 for more information.

Single Trip Travel Insurance With Pre-Existing Medical Conditions – No Age Limit

Once you complete our simple and quick online medical screening, you will get a range of quotes from our panel of trusted insurance underwriters with a choice of policies to match your needs. We take away the worry by covering you for medical treatment abroad, cancellation, missed departure, lost travel documents, and personal belongings – so you can focus on having a great time!

Instant Protection From The Moment You Buy Your Single Trip Travel Insurance Policy

It is quick and easy to buy your single trip cover online anytime, 7 days a week. Your cancellation cover starts from the moment your complete your purchase, so if you are unable to travel for an insured reason, you may be able to recover the cost of your holiday.

To be eligible for cover you must:

  • be resident in the UK, Northern Ireland, the Channel Islands, or the Isle of Man for more than 6 months
  • be registered with a GP at your place of residence
  • purchase the policy prior to leaving the UK on your planned trip

Specialist Travel Insurance with no upper age limit

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