by Sarah Forster

-

31 October 2023

Cruise

Embarking on a No-Fly Cruise means embracing a world of luxury right from your doorstep. For many, especially travellers aged 55 and above, it’s a chance to dive into a holiday without the hassle of airport check-ins or the weight of jet lag. While No-Fly Cruises promise peaceful horizons and changing seascapes, as with any holiday, being prepared and finding the right Travel Insurance is a must.

As you begin preparing for your No-Fly Cruise, here are some essential tips to ensure your journey is as smooth as possible.

1. Plan Accordingly

No-Fly Cruises, especially popular among the 55+ age group, let you bypass airports and start your adventure from home. Embrace the convenience and luxury, but also research your ship, itinerary, and on-board amenities to maximise your experience.

 

2. Prioritise Cruise-Specific Insurance

Not all Travel Insurance policies are the same – they have different limits and exclusions, and while most include cancellation and medical cover, not all will have cover for pre-existing conditions or cruise-specific benefits. Get a quote with us and choose from multiple insurers based on your own requirements.

 

3. What should Travel Insurance include when cruising?

Know what’s covered:

  • Be aware of the cancellation cover limits. At Just Travel Cover, we can provide cancellation cover up to £12,500 per person or up to £50,000 via our “top up” scheme (phone only) for high-value cruises. Weigh up the cost of your holiday, and make sure your cancellation cover is adequate.
  • Medical emergencies: Be aware that costs can be eye-watering, especially in the USA, and repatriation can often be more than the treatment – you’ll want to ensure you have adequate cover.
  • Understand provisions like missed port departures, cabin confinement, and unused excursion cover; for example, in the event that you fall ill and a doctor confines you to your cabin, you can be reimbursed. At Just Travel Cover, while all of our insurers can cover cruises (so long as you answer ‘yes’ to the cruise question), some provide cruise-specific benefits like these. Always check your policy wording.
  • Get clarity on benefits like itinerary changes and cruise interruptions. This can occur if your cruise ship has to cancel part of the itinerary due to adverse weather or timetable restrictions.
  • If you have doubts about any terms, make sure you thoroughly read your policy wording or speak to us to clear doubts.

 

4. Declare All Pre-existing Medical Conditions

Your health should be your top priority. When seeking Travel Insurance, be transparent about any pre-existing medical conditions. This ensures you get the right cover and can cruise with peace of mind. With Just Travel Cover, we can provide Travel Insurance with cover for hundreds of pre-existing medical conditions.

 

5. Detail Your Destinations

For those taking multi-destination cruises on single-trip policies, you must list each country separately. This specificity helps obtain an accurate quote since each country might be rated differently, especially concerning medical treatment.

 

6. Plan for Long Voyages

Some cruises can span weeks. When choosing Cruise Travel Insurance, ensure it matches the duration and nature of your trip. While some policies might last up to 365 days, there are age, health, and destination-specific restrictions that could impact your insurance. Being informed helps in making the right choice and we are here to help.

 

7. Secure Cruise Travel Insurance Early

Given that many holidaymakers book cruises well in advance, securing Travel Insurance early is wise. This way, you’re covered for potential cancellations and other unforeseen events. With Just Travel Cover, you can arrange your cover up to 18 months in advance, allowing you to plan the rest of your holiday with peace of mind.

 

A No-Fly Cruise offers the adventure of a lifetime. With the right preparations and a tailored Cruise Travel Insurance policy, you can travel confidently, ready to make unforgettable memories.

Cruise Travel Insurance

Did you know that you can purchase your Cruise Travel Insurance 18 months in advance? In a few moments you can have your Cruise Travel Insurance quote for sailings up until July 2025!

No Fly Cruise FAQs

Frequently asked questions for those considering a no-fly cruise.

What is a No-Fly Cruise?

A No-Fly Cruise is a trip that allows you to go directly from your local port, removing the need to fly to a departure location. Many travellers, especially those aged 55 and above, prefer No-Fly Cruises to avoid the hassles of airport check-ins, potential flight delays, and jet lag.

Why is it important to declare pre-existing medical conditions?

Declaring all pre-existing medical conditions ensures that you receive appropriate cover and can cruise without worrying about potential medical expenses. Certain insurance providers offer policies that cater specifically to various medical needs, and failing to declare these could invalidate your policy. See our pre-existing medical conditions section to find out more.

When is the best time to purchase Cruise Travel Insurance?

It’s advisable to get your Cruise Travel Insurance as early as possible, especially if you’ve booked your cruise in advance. This will ensure you’re covered against potential cancellations and other unforeseen events. At Just Travel Cover you can purchase your policy up to 18 months before your holiday.

Do I need to research my ship and itinerary for No-Fly Cruises?

Yes, to maximise your experience and ensure you are prepared, it’s recommended to familiarise yourself with the ship, itinerary, and onboard amenities. This way, there won’t be any hidden surprises or disappointments and you can be sure that your Cruise Travel Insurance covers you for what you need. 

Specialist Travel Insurance with no upper age limit

Compare prices in minutes