Travel Insurance for Asthma

Each asthma case is unique to the individual and you should speak to your GP with regards to being fit to fly. Generally speaking, travelling by air when you have asthma is safe, whether your condition is mild or severe.

At Just Travel Cover we specialise in helping people with pre-existing medical conditions like asthma get the cover they need.

Not necessarily – the price you pay for Travel Insurance may be affected by your medical history, but is also dependent on your age, where you’re going and for how long.  We compare several insurers for you and most of them have a bronze, silver and gold option for you to choose from.

The cost of Travel Insurance for asthma may vary depending on factors such as your age, destination, trip duration, and the level of coverage you choose. Specialised asthma Travel Insurance may be more expensive than regular cover, but it is worth it and will ensure that you are covered in the case of an asthma-related emergency. Not finding asthma Travel Insurance could result in you facing expensive medical fees to pay for any treatment you receive abroad.

Yes, you can find Travel Insurance policies that cover multiple pre-existing medical conditions, including asthma. It is essential that you disclose all of your pre-existing medical conditions to your Travel Insurance provider when finding a policy. In doing so, you can have peace of mind knowing that you are covered if an emergency relating to your medical condition were to happen while you are away.

Yes, asthma can affect Travel Insurance in a few key ways:

• Higher Premiums: Because asthma is a pre-existing condition, insurance providers might charge higher premiums to cover the additional risks. This depends on the severity of your asthma, other medical conditions, age, destination, and duration of the holiday.
• Cover Details: Policies designed for asthma sufferers often provide tailored cover for asthma-related incidents, including medical treatment and cancellation cover, so should something go wrong relating to your asthma that prevents you from flying, you are covered.
• Policy Availability: Not every insurer offers cover for pre-existing conditions like asthma, and those that do might require a detailed medical screening. At Just Travel Cover, we specialise in providing cover for hundreds of pre-existing medical conditions, and this includes asthma. After answering a few simple questions about your condition, including if you have been prescribed oxygen outside of hospital and if you are a smoker, we will provide you with a list of asthma Travel Insurance options suited to you.

Yes, as with any medical condition, you should declare asthma when applying for Travel Insurance. Here’s why…

• Ensure Validity: Not declaring asthma can invalidate your Travel Insurance if you need to make a related claim.
• Get Proper Cover: Declaring asthma ensures your policy includes cover for any asthma-related issues that might arise during your trip, including medical emergencies and cancellation for an insured reason.
• Peace of Mind: Knowing your asthma is covered can help reduce stress about managing your condition while travelling and having to pay out of pocket should something go wrong.