Travel Insurance that covers COVID-19

Looking for Travel Insurance That Covers Covid-19?

The pandemic has changed the way we travel, and Travel Insurance has never been so important.

While you may be ready to travel again, we understand you may still be concerned about the impact Coronavirus might have on your holiday plans. That’s why all of our policies include cover for emergency medical and associated expenses (including if you contract Coronavirus on holiday)

In addition we also have some schemes which can provide cover if you need to cancel your holiday because you contract Covid-19, or need to self-isolate before you travel.

IMPORTANT: We’ll compare several insurers for you when you enter your details. Terms vary between each scheme. To make it clear what is covered in relation to Coronavirus we have added a ‘Covid-19’ document to each scheme, which you can see alongside the price when you get a quote.

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Cancellation cover before you travel

Cancellation cover if you contract Covid-19 before your holiday and cannot travel*
Cancellation cover if you’re required to self-isolate and cannot travel*
Cancellation cover if there is a hospitalisation or death of a close relative from Covid-19.

*Cover and terms vary between insurer and every scheme does not provide the same cover benefits. Please read all documents when you get a quote. No cover if you travel against FCDO advice.

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Covid-19 cover during your holiday

Cover for emergency medical expenses (up to £15m) if you contract Covid-19 on holiday
Cover for accommodation and/or travelling expenses incurred*
Repatriation cover to help you get back home

*Cover and terms vary between insurer and every scheme does not provide the same cover benefits. Please read all documents when you get a quote. No cover if you travel against FCDO advice.

Your Coronavirus Travel Insurance Questions Answered

If I fall ill at home with COVID-19 and cannot travel am I covered under Travel Insurance?

Yes, with some of our schemes you will be covered as standard, subject to a medical certificate / test result, providing you have tested positive for Covid-19 within 14 days of travel.

If I have to self isolate at home and cannot travel am I covered?

This is different per insurer, however we do have schemes avaialble where you will be covered as standard, subject to a medical certificate / test result.

If I fall ill with COVID-19 (or other pandemic illness) when I am on holiday will I be covered?

You will be covered on all schemes for emergency medical (and associated) expenses, provided you have not travelled against government / medical advice.

Does Travel Insurance cover me if there is a change in FCDO (government) advice?

Our Travel Insurance policies continue to be based on the FCDO advice and are not impacted by the current traffic light system.

You will not be covered to travel to any destination where the Foreign, Commonwealth and Development office (FCDO) has advised against all, or all but essential Travel, and it is your responsibility to check the latest advice from the FCDO prior to commencing your trip.

If the FCDO changes its advice for the country you are travelling to due to Covid-19, you will not be covered to claim for cancellation on your Travel Insurance.

If this does happen you should contact your travel agent or tour operator who will usually provide alternative options.

I've changed my holiday date due to COVID-19 and I already have Travel Insurance. Can I change dates?

It is usually possible to change the dates on your policy, and how far into the future you can amend to will depend on which company you are insured with. Please call us to discuss your options.

You Can Compare Prices and Cover From These Insurers

All insurers will provide cover for Emergency Medical (and associated) Expenses should you need assistance while abroad. Each insurer and level of cover will provide different terms and you should read the COVID-19 document before purchasing, or click here to view the policy wording and important information for each insurer.